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3515 Decatur Ave, Kensington, MD, 20895

3beds
2baths
1,092sqft
$650,000
$595price/sqft
$4,439/moest. monthly cost
$177,560/yrincome needed

About This Home

Exceptional Tear-Down Opportunity in Sought-After Town of Kensington Location on 7500 sf lot! Rare Investor/Builder Opportunity. Bring your plans and vision to this prime lot surrounded by beautiful homes in one of Montgomery County's most desirable neighborhoods. Walkable to shops, dining, the Kensington Antique District, and close to Metro and MARC Train. Top-rated MCPS schools. Sold strictly AS-IS. Don't miss this chance to build your dream home or next investment project in this thriving community! SHOWN BY APT ONLY

Getting Around

84
WalkingVery Walkable
0
TransitVery Limited Transit
57
BikeBikeable

Schools

9/10
9/10

Construction

Condition

  • Year built: 1917

Materials

  • Foundation: Brick/Mortar
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse/National Folk
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 532

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,092

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Window Unit(s),Electric

Interior Area

  • Total structure area: 1,624
  • Total interior livable area: 1,092 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 161301132384
  • Zoning: R60
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 7,500 sqft

Parking

  • Total spaces: 5
  • Parking features: Driveway,Detached Carport
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$135$1,620
Property Taxes $737$8,844
Electricity $281$3,374
Total$4,439$53,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$152,194/yr
40% on housing$133,170/yr
45% on housing$118,373/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$595This listing

vs Other Active Listings

Avg $/sqft

ZIP 20895$342
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20895$385
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$550,000
2026-08-03Listed for sale$650,000
2014-08-28Sold$335,000
2014-07-12Listed for sale$319,000
2010-06-23Sold$230,000
2010-02-18Listing removed$249,998
2010-01-23Listed for sale$249,998

For Sale by Agent

AgentLisa Frazier
BrokerageTTR Sotheby's International Realty

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