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3511 Decatur Ave, Kensington, MD, 20895

3beds
4baths
2,460sqft
$830,000
$337price/sqft
$5,521/moest. monthly cost
$220,840/yrincome needed

About This Home

Don't miss this uniquely beautiful home in Kensington! 3511 Decatur retains its 1920s charm while being thoughtfully updated for the modern buyer. Outdoor lovers will appreciate the flat, fenced backyard with a patio and pergola and the welcoming front porch. The highlight of the main level is a gourmet kitchen with dark wood cabinetry, stainless steel appliances, custom tile backsplash, a convenient island with seating, and a generous counter space with a pantry offering extra storage. Whether you're looking for space for your dining room table, a place to work from home, or simply the ability to have plenty of living room AND family room space, the unique main level layout allows for any option you chose...plus you can walk out to your deck! Each of the bedrooms has an en-suite bath, ample closet space and plenty of light. Vaulted ceilings add charm plus and airy feel. Plenty of storage as well as a front-loading washer and dryer in the lower level. Notable upgrades include water heater (2024) and HVAC. Enjoy like the feel of small-town life in Kensington with a weekly farmers market, local shops and restaurants, unique local events and highly rated schools. Easy access to I-495, Washington DC, and Rock Creek Park. Schedule a showing today!

Getting Around

81
WalkingVery Walkable
0
TransitVery Limited Transit
57
BikeBikeable

Schools

9/10
9/10

Construction

Condition

  • Year built: 1927

Materials

  • Foundation: Other
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Washer,Dryer,Oven/Range - Gas,Gas Water Heater

Basement

  • Area: 525

Basement

  • Has basement: Yes
  • Basement: Side Entrance

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Breakfast Area,Family Room Off Kitchen,Open Floorplan,Kitchen - Gourmet,Kitchen Island,Upgraded Countertops,Dining Area
  • Flooring: Wood
  • Finished area below ground: 300
  • Finished area above ground: 2,160

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,685
  • Total interior livable area: 2,460 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 161301132522
  • Zoning: R60
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 7,500 sqft

Parking

  • Total spaces: 4
  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,196$50,352
Home Insurance *$173$2,076
Property Taxes $839$10,068
Electricity $313$3,761
Total$5,521$66,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$189,291/yr
40% on housing$165,630/yr
45% on housing$147,226/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$337This listing

vs Other Active Listings

Avg $/sqft

ZIP 20895$341
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20895$385
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-21Price change$874,900
2026-02-21Listed for sale$888,000
2026-02-18Listing removed$880,000
2025-10-06Price change$880,000
2025-08-18Listed for sale$889,000
2024-10-21Sold$865,000
2024-09-28Contingent$860,000
2024-09-25Listed for sale$860,000
2024-09-20Listing removed$913,500
2024-09-06Price change$913,500
2024-08-26Listed for sale$925,000
2024-08-21Sold$635,000
2004-10-28Sold$435,000
2003-12-04Sold$490,000
2003-06-12Sold$275,000
2001-01-19Sold$129,000
1997-08-07Sold$116,000

For Sale by Agent

AgentSean Love, Real Broker, LLC
BrokerageReal Broker, LLC

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