10717 Saint Paul St, Kensington, MD, 20895
About This Home
Welcome to this charming Cape Cod in the heart of Kensington This home offers the timeless charm and character of a classic Cape Cod, complemented by the practical comforts of modern living. With 3 bedrooms and 2 full baths there is plenty of space for the whole family. A finished lower level provides the perfect place for fun and entertainment. A generous sized storage room and wall to wall closets provide ample storage. All appliances have been replaced within the last 5 years. The roof was replaced in 2021, providing peace of mind for its next owners. The true gem of this home is the backyard garden, a peaceful outdoor sanctuary designed for slowing down and enjoying the simple pleasures of nature. The garden's raised beds are perfect for growing flowers, herbs, and vegetables, while the greenhouse offers even more opportunities for gardening throughout the seasons. Spend your mornings listening to birdsong, your afternoons tending to blooms, or simply relax and admire the beauty you've created. It is a special space that feels like a private retreat from the pace of everyday life. The location is equally special. From the house, you can walk to the MARC train station and Kensington Town Center, as well as enjoy the beautiful parks, playgrounds, wonderful restaurants, and the treasure trove of unique shops along Antique Row. Kensington offers that increasingly rare combination of a close-knit, small-town atmosphere and easy access to the amenities and connections of the greater Washington, DC area. Whether you're tending the garden, enjoying a quiet afternoon in the greenhouse, strolling to dinner, or chatting with a neighbor over the fence, this is a home that invites you to put down roots and become part of a community. This is Kensington living at its best.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1945
Materials
- Foundation: Block,Brick/Mortar
- Construction materials: Brick,Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Area: 796
Basement
- Has basement: Yes
- Basement: Full,Partially Finished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 597
- Finished area above ground: 1,180
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,976
- Total interior livable area: 1,777 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 161301199355
- Zoning: RES
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: None
Lot
- Lot size: 9,148 sqft
Parking
- Total spaces: 2
- Parking features: Driveway,On Street
- Has uncovered spaces: Yes
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,281 | $39,372 |
| Home Insurance * | $135 | $1,620 |
| Property Taxes | $647 | $7,764 |
| Electricity | $281 | $3,374 |
| Total | $4,344 | $52,128 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Pending sale | $649,000 |
| 2026-08-07 | Contingent | $649,000 |
| 2026-07-24 | Listed for sale | $649,000 |
| 2021-08-31 | Sold | $499,000 |
| 2021-08-06 | Pending sale | $499,000 |
| 2021-08-01 | Contingent | $499,000 |
| 2021-07-22 | Listed for sale | $499,000 |
| 2015-01-14 | Sold | $399,000 |
| 2012-02-03 | Sold | $370,000 |
| 2011-12-03 | Listed for sale | $374,000 |
| 2003-10-21 | Sold | $318,000 |
| 2003-02-19 | Sold | $135,000 |
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