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3003 Findley Rd, Kensington, MD, 20895

3beds
2baths
2,099sqft
$625,000
$298price/sqft
$4,260/moest. monthly cost
$170,400/yrincome needed

About This Home

Welcome to this light-filled Kensington home featuring a rare and expansive primary suite addition. The spacious bedroom and en-suite bath offer the comfort of a true retreat, while the adjoining sitting area is perfect for a nursery, home office, or dressing room. Hardwood floors and abundant natural light create a warm, inviting feel throughout. The open kitchen and dining area feature a breakfast bar and an ideal layout for everyday living and entertaining. In addition to the primary suite, the home offers a second bedroom on the main level, a large third bedroom upstairs, and a finished basement that provides flexible space for a rec room, media room, or playroom. Set on a quiet, tree-lined street with a private backyard, this home combines neighborhood charm with exceptional convenience. Located less than a mile from Wheaton Metro and just minutes from shopping, dining, Giant, and Starbucks, you'll enjoy easy access to everything you need. Don't miss this unique opportunity in one of Kensington's most convenient locations.

Getting Around

81
WalkingVery Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

4/10
5/10
7/10

Construction

Condition

  • Property condition: Excellent
  • Year built: 1949

Materials

  • Foundation: Permanent
  • Roof: Shingle
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: In Basement

Basement

  • Area: 594

Basement

  • Has basement: Yes
  • Basement: Finished,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Flooring: Wood
  • Finished area below ground: 503
  • Finished area above ground: 1,596

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,190
  • Total interior livable area: 2,099 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 161301202614
  • Zoning: R60
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 5,314 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$130$1,560
Property Taxes $689$8,268
Electricity $281$3,374
Total$4,260$51,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$146,057/yr
40% on housing$127,800/yr
45% on housing$113,600/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$298This listing

vs Other Active Listings

Avg $/sqft

ZIP 20895$342
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20895$385
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Contingent$625,000
2026-06-25Listed for sale$625,000
2020-05-27Sold$465,000
2020-04-01Listed for sale$474,900

For Sale by Agent

AgentChristina Miller
BrokerageCompass

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