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3124 Plyers Mill Rd, Kensington, MD, 20895

3beds
3baths
1,868sqft
$600,000
$321price/sqft
$4,099/moest. monthly cost
$163,960/yrincome needed

About This Home

Welcome to 3124 Plyers Mill Road, where timeless charm meets everyday functionality in the heart of Kensington. This well-maintained brick home offers 3 bedrooms, 2.5 bathrooms, and 1,868 total square feet of comfortable living space, thoughtfully designed to accommodate a variety of lifestyles. The bright interior is move-in ready and filled with natural light. The spacious kitchen offers generous counter space and abundant cabinetry, making meal preparation and everyday living a breeze. Hardwood floors add warmth and character throughout the main level living spaces. The main level features two bedrooms, including a primary bedroom with its own private full bath and another bedroom with a half bath. The finished lower level expands your living options with a third bedroom, a full bathroom, and flexible space that's ideal for guests, a home office, recreation room, or multigenerational living. Step outside to enjoy the inviting front porch, expansive rear deck, and fully usable backyard, creating the perfect setting for morning coffee, weekend gatherings, or simply unwinding outdoors. A private driveway accommodates two vehicles, with additional street parking available for guests. Ideally situated just minutes from Kensington's charming downtown, shopping, restaurants, parks, Metro access, MARC train service, and major commuter routes including I-495 and Connecticut Avenue, this home offers the perfect balance of comfort, convenience, and accessibility. Don't miss this opportunity to make it yours!

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

5/10
7/10

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Active Radon Mitigation
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Main Level

Basement

  • Area: 718

Basement

  • Has basement: Yes
  • Basement: Finished,Rear Entrance,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 718
  • Finished area above ground: 1,150

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,868
  • Total interior livable area: 1,868 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 161301208405
  • Zoning: R60
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Porch
  • Fencing: Back Yard

Lot

  • Lot size: 6,534 sqft

Parking

  • Total spaces: 4
  • Parking features: Driveway,Off Street
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$125$1,500
Property Taxes $660$7,920
Electricity $281$3,374
Total$4,099$49,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,537/yr
40% on housing$122,970/yr
45% on housing$109,306/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$321This listing

vs Other Active Listings

Avg $/sqft

ZIP 20895$342
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20895$385
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Listed for sale$600,000
2024-09-13Listing removed$2,800
2024-07-22Listed for rent$2,800
2014-10-21Listing removed$2,250
2014-10-18Sold$2,125
2014-09-25Listed for rent$2,250
2014-08-10Listed for sale$459,900
2011-04-11Listing removed$2,000
2011-03-03Listed for rent$2,000
2005-11-11Sold$1,950
2005-08-18Sold$469,000

For Sale by Agent

AgentVirginia Morgan
BrokerageColdwell Banker Realty

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