See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

9807 Merwood Ln, Silver Spring, MD, 20901

4beds
3baths
2,688sqft
$655,000
$244price/sqft
$4,442/moest. monthly cost
$177,680/yrincome needed

About This Home

Professional photos coming soon. On the market May 1 A rare opportunity to own a spacious rambler in the highly sought-after Woodmoor neighborhood, offering over 2,400 square feet of living space across two expansive levels. Step inside to a welcoming entry foyer that opens into an impressive living room, large enough to accommodate a baby grand piano. This light-filled space features four front-facing windows, a wood-burning fireplace, and seamless access to both the screened porch and formal dining area, creating an ideal flow for everyday living and entertaining. The screened porch provides a peaceful retreat overlooking the side yard, perfect for morning coffee or evening relaxation. The adjacent formal dining room connects to a well-appointed kitchen featuring a skylight, center island with seating, and abundant cabinet and prep space. Down the hallway, the main level offers three bedrooms and two full bathrooms. The primary suite includes a skylight, en-suite bath, and a walk-in closet. A convenient main-level washer and dryer add to the home’s functionality. The fully finished lower level provides an additional 1,200 square feet of living space, including a large family room with a second fireplace, a generously sized fourth bedroom, a third full bathroom, and a utility room. This level also offers direct access to the attached garage, a rare and highly desirable feature in Woodmoor. With its generous layout, thoughtful features, and prime location, this home presents an exceptional opportunity to make your mark in one of Silver Spring’s most beloved communities.

Getting Around

62
WalkingSomewhat Walkable
52
TransitGood Transit
36
BikeSomewhat Bikeable

Schools

4/10
5/10
Eastern Middle SchoolGrades 6-80.4 mi
7/10

Construction

Condition

  • Property condition: Average
  • Year built: 1953

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Finished

Bathroom1

  • Features: Soaking Tub
  • Level: Main

Bathroom3

  • Level: Lower

Bedroom1

  • Features: Skylight(s)
  • Level: Main

Bedroom2

  • Features: Flooring - Solid Hardwood
  • Level: Main

Bedroom4

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Flooring - HardWood
  • Level: Main

Family Room

  • Features: Fireplace - Wood Burning
  • Level: Lower

Features

  • Kitchen - Table Space
  • Flooring: Hardwood
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 1,200
  • Finished area above ground: 1,488

Foyer

  • Features: Flooring - Solid Hardwood
  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,976
  • Total interior livable area: 2,688 sqft

Kitchen

  • Features: Skylight(s)
  • Level: Main

Laundry

  • Level: Main

Living Room

  • Features: Fireplace - Wood Burning,Flooring - Solid Hardwood
  • Level: Main

Primary Bathroom

  • Level: Main

Primary Bedroom

  • Features: Flooring - Solid Hardwood
  • Level: Main

Property

Accessibility

  • Accessibility features: Entry Slope <1'

Details

  • Parcel number: 161301220646
  • Zoning: R60
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Screened

Lot

  • Lot size: 7,807 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Basement,Garage Faces Side,Inside Entrance,Concrete,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,312$39,744
Home Insurance *$162$1,944
Property Taxes $626$7,512
Electricity $342$4,109
Total$4,442$53,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$152,297/yr
40% on housing$133,260/yr
45% on housing$118,453/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$244This listing

vs Other Active Listings

Avg $/sqft

ZIP 20901$276
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20901$329
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$699,000
2003-09-22Sold$380,000
1999-05-14Sold$214,000

For Sale by Agent

AgentCari Jordan
BrokerageRLAH @properties

Similar Homes