12324 Centerhill St, Silver Spring, MD, 20902
About This Home
Beautifully upgraded single-family residence located in Silver Spring, Montgomery County, Maryland. The property offers access to major commuter routes, public transportation, shopping centers, dining, recreational facilities, and local schools. This home features 3 bedrooms and 1 fully upgraded bathroom on the main level. The fully finished lower level includes 1 bedroom and 1 full bathroom, along with a living area and kitchen, offering a flexible and functional layout. Significant capital improvements have been completed throughout the property. Major system upgrades include a roof replacement completed in 2020 and a new HVAC system installed in 2018, providing improved efficiency and reliability. The exterior has been refreshed with professional cleaning, pressure washing, and a neutral gray paint finish, improving overall curb appeal. The property includes a fully fenced perimeter with newly installed black fencing and gated access, providing defined outdoor space and privacy. Interior spaces have been updated with fresh paint and new vinyl flooring throughout. All bathrooms include updated vanities, faucets, shower systems, sliding glass doors, and shower bases. The kitchen has been upgraded with new countertops and new appliances, including refrigerator, microwave, dishwasher, stove, and washing machine. An additional refrigerator is located in the basement for added storage. All interior doors have been replaced with modern-style doors. The property includes two separate entrances: one for the main level and a private entrance for the fully finished lower level. The property is situated on a 7,216 square foot lot and includes completed landscaping with outdoor space suitable for recreation or play. Parking includes a private driveway with space for 3 vehicles, along with additional street parking in front of the property. A standby generator has been installed, providing backup power during outages. This home offers extensive upgrades, functional improvements, and a convenient Silver Spring location.
Getting Around
Car-Dependent
Good Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1953
Materials
- Foundation: Block
- Construction materials: Aluminum Siding,Batts Insulation,Block,Blown-In Insulation,Brick,Brick Veneer,Brick Front,CPVC/PVC,Frame,Stick Built,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch/Rambler,Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater,Gas Water Heater
- Laundry features: Dryer In Unit
Basement
- Area: 812
Basement
- Has basement: Yes
- Basement: Connecting Stairway,Drainage System,Full,Finished,Interior Entry,Sump Pump
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 3
Features
- Finished area below ground: 812
- Finished area above ground: 912
Heating & Cooling
- Heating features: Forced Air,Central,Programmable Thermostat,Electric,Natural Gas
- Cooling features: Central Air,Heat Pump,Programmable Thermostat,Electric,Natural Gas
Interior Area
- Total structure area: 1,724
- Total interior livable area: 1,724 sqft
Property
Accessibility
- Accessibility features: 2+ Access Exits
Details
- Parcel number: 161301233592
- Zoning: R60
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Pool features: None
- Exterior features: Lighting,Sidewalks,Other
- Fencing: Decorative
Lot
- Lot size: 7,216 sqft
Parking
- Parking features: Asphalt,Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,781 | $33,372 |
| Home Insurance * | $129 | $1,548 |
| Property Taxes | $658 | $7,896 |
| Electricity | $281 | $3,374 |
| Total | $3,849 | $46,188 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-30 | Price change | $550,000 |
| 2026-05-18 | Listed for sale | $590,000 |
| 2026-04-09 | Sold | $353,000 |
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