2706 Terrapin Rd, Silver Spring, MD, 20906
About This Home
*One or more photos in this listing have been virtually staged using AI* Welcome to 2706 Terrapin Rd, a charming ranch-style home nestled in an established Silver Spring neighborhood. This inviting residence offers a functional one-level layout with comfortable living spaces and a spacious yard, providing plenty of room for outdoor entertaining, gardening, or simply relaxing. Conveniently located just minutes from Glenmont Metro, shopping, dining, parks, schools, and major commuter routes including the ICC and I-495, this home combines comfort, convenience, and an excellent location. Whether you're a first-time homebuyer, searching for your next home, or looking for an investment opportunity, this property offers endless potential. Don't miss your chance to make this Silver Spring home your own!
Getting Around
Somewhat Walkable
Good Transit
BikeableSchools
Construction
Condition
- Property condition: Very Good
- Year built: 1950
Materials
- Foundation: Other
- Construction materials: Frame
Notable Dates
- Major remodel year: 2024
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch/Rambler
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Flooring: Luxury Vinyl
- Finished area below ground: 0
- Finished area above ground: 792
Heating & Cooling
- Heating features: Baseboard,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 792
- Total interior livable area: 792 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 161301252972
- Zoning: R60
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Pool features: None
Lot
- Lot size: 7,405 sqft
Parking
- Parking features: On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,173 | $26,076 |
| Home Insurance * | $108 | $1,296 |
| Property Taxes | $522 | $6,264 |
| Electricity | $281 | $3,374 |
| Total | $3,084 | $37,008 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Listed for sale | $429,900 |
| 2024-03-26 | Sold | $315,000 |
| 2024-02-20 | Pending sale | $350,000 |
| 2024-02-15 | Listed for sale | $350,000 |
| 2005-08-11 | Sold | $314,900 |
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