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3913 Decatur Ave, Kensington, MD, 20895

2beds
2baths
1,000sqft
$545,000
$545price/sqft
$3,770/moest. monthly cost
$150,800/yrincome needed

About This Home

NEW IMPROVED PRICE! Welcome home to an updated 2-bedroom, 2-bath bungalow with the most beautiful open kitchen designed for easy entertaining and everyday living - steps from Rock Creek Park and all things Kensington. Enjoy HWF that run throughout the home, complemented by thermopane windows. Situated on a spacious lot, the exterior offers exceptional outdoor living with a newly built rear deck, level fenced yard, driveway, and an oversized workshop/shed with electricity—perfect for hobbies, storage, or creative space. Enjoy easy access to neighborhood favorites including Knowles Station Wine & Co., La Gelattaria and Old Two Market. Minutes from the charming Frankly pizza and BabyCat brewery, plus nearby shopping, coffee shops, parks, and everyday conveniences that make Kensington living so appealing. LOCATION is SUPERB and this home offers immediate value, a great condo alternative. Photos have been virtually staged.

Getting Around

78
WalkingVery Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

4/10
5/10
7/10

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Other
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Refrigerator,Ice Maker,Dishwasher,Disposal,Washer,Dryer,Gas Water Heater
  • Laundry features: Washer In Unit,Dryer In Unit,Laundry Room

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Bathroom - Tub Shower,Ceiling Fan(s),Combination Kitchen/Living,Entry Level Bedroom,Open Floorplan,Eat-in Kitchen,Kitchen Island,Kitchen - Gourmet,Primary Bath(s),Recessed Lighting,Upgraded Countertops,Walk-In Closet(s)
  • Finished area below ground: 0
  • Finished area above ground: 1,000

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,000
  • Total interior livable area: 1,000 sqft

Kitchen

  • Features: Kitchen Island,Eat-in Kitchen
  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Primary Bathroom

  • Level: Main

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 161301261418
  • Zoning: R60
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio

Lot

  • Lot size: 5,200 sqft

Parking

  • Total spaces: 1
  • Parking features: Paved,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,755$33,060
Home Insurance *$113$1,356
Property Taxes $621$7,452
Electricity $281$3,374
Total$3,770$45,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,257/yr
40% on housing$113,100/yr
45% on housing$100,533/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$545This listing

vs Other Active Listings

Avg $/sqft

ZIP 20895$343
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20895$385
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$545,000
2026-07-13Contingent$565,000
2026-06-18Price change$565,000
2026-06-04Price change$575,000
2026-05-22Listed for sale$595,000
2023-10-07Sold$560,000
2023-07-21Sold$560,000
2019-10-19Listing removed$2,400
2019-09-28Listed for rent$2,400
2018-11-01Listing removed$2,300
2018-10-15Price change$2,300
2018-09-08Price change$2,500
2018-09-03Listed for rent$3,200
2014-07-10Sold$287,000

For Sale by Agent

AgentMeredith Margolis
BrokerageCompass

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