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12124 Livingston St, Silver Spring, MD, 20902

5beds
2baths
1,152sqft
$550,000
$477price/sqft
$3,723/moest. monthly cost
$148,920/yrincome needed

About This Home

ATTENTION OPEN HOUSE APRIL 26TH 2026 FROM 12:00 PM UNTIL 3:00 PM COME AND SEE IT Beautiful Cape cod three levels upper level 2 Bedrooms main level 2 bedrooms and full bath lower level 1 bedroom and full bath good condition sellers may need rents back to find home of choice

Getting Around

49
WalkingCar-Dependent
66
TransitGood Transit
44
BikeSomewhat Bikeable

Schools

5/10
Arcola Elementary SchoolGrades PK-51.3 mi
3/10
7/10
Northwood High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1951

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Frame,Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Exhaust Fan,Oven/Range - Gas,Refrigerator,Cooktop,Washer,Gas Water Heater
  • Laundry features: In Basement,Washer/Dryer Hookups Only

Basement

  • Area: 768

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,152

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,920
  • Total interior livable area: 1,152 sqft

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 161301267095
  • Zoning: R60
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Other
  • Fencing: Chain Link

Lot

  • Lot size: 5,040 sqft
  • Features: Rear Yard

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$129$1,548
Property Taxes $532$6,384
Electricity $281$3,374
Total$3,723$44,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,645/yr
40% on housing$111,690/yr
45% on housing$99,280/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$477This listing

vs Other Active Listings

Avg $/sqft

ZIP 20902$240
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20902$318
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-11Listed for sale$565,000
2023-09-11Listing removed--
2023-06-02Listed for sale$535,000
2023-03-25Listing removed$515,000
2023-03-23Listed for sale$515,000
2016-10-04Sold$285,000
2011-04-12Sold$174,000
2011-01-11Listing removed$219,000
2010-08-27Price change$219,000
2010-08-20Price change$209,000
2010-08-05Listed for sale$219,000
2010-05-22Listing removed$219,000
2010-04-24Listed for sale$219,000
2010-02-18Listing removed$219,000
2010-01-03Price change$219,000
2009-11-14Listed for sale$249,000
2005-08-02Sold$375,000

For Sale by Agent

AgentJose Reyes
BrokerageLong & Foster Real Estate, Inc.

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