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13220 Holdridge Rd, Silver Spring, MD, 20906

3beds
2baths
1,636sqft
$599,950
$367price/sqft
$3,975/moest. monthly cost
$159,000/yrincome needed

About This Home

New Price! Welcome to 13220 Holdridge Rd! This stunning 3-bedroom, 2-bath home is ideal for modern living and entertaining. Enjoy peace of mind with a new roof providing durability and protection. Each room showcases modern finishes that enhance the home's aesthetic appeal. With a fresh coat of paint throughout, the home feels bright and inviting. The living room boasts floor to ceiling windows along with an electric fireplace that offers and exceptional amount of style and ambiance . The updated kitchen is perfect for cooking and entertaining, equipped with modern appliances and plenty of cabinetry. Light Waterproof flooring that adds warmth and elegance to the living spaces. Thoughtfully placed recessed lighting adds a contemporary touch and ambience. A practical mudroom makes for easy organization. The basement is fully finished with lots of area to enjoy, in addition to a bonus room that could be used for a office or bedroom. Step outside to a delightful covered patio that’s perfect for entertaining friends and family this spring and summer. This home is perfectly situated just minutes away from a variety of shopping, dining, and entertainment options. For commuters, the proximity to the metro and multiple bus routes makes travel a breeze. Outdoor enthusiasts will love the nearby Sligo Creek Trail, offering beautiful paths for walking, running, and biking. This convenient location enhances the appeal of this beautiful home. Won't last long!

Getting Around

58
WalkingSomewhat Walkable
47
TransitSome Transit
54
BikeBikeable

Schools

4/10
5/10
Wheaton High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1955

Materials

  • Foundation: Block,Crawl Space,Slab
  • Roof: Asphalt
  • Construction materials: Brick,Vinyl Siding

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Lower Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom1

  • Features: Flooring - HardWood
  • Level: Upper

Bedroom2

  • Features: Flooring - HardWood
  • Level: Upper

Bedroom3

  • Features: Flooring - HardWood
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Flooring - HardWood
  • Level: Main

Family Room

  • Level: Lower

Features

  • Finished area below ground: 567
  • Finished area above ground: 1,069

Half Bath

  • Level: Lower

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,636
  • Total interior livable area: 1,636 sqft

Kitchen

  • Features: Flooring - Vinyl
  • Level: Main

Laundry

  • Level: Lower

Living Room

  • Features: Flooring - HardWood
  • Level: Main

Other

  • Features: Flooring - Ceramic Tile,Bathroom - Tub Shower
  • Level: Upper

Storage Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 161301317555
  • Zoning: R60
  • Special condition: Standard

Features

  • Levels: Multi/Split,Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Patio,Roof
  • Exterior features: Sidewalks
  • Has view: Yes
  • View description: Garden

Lot

  • Lot size: 8,768 sqft
  • Features: Corner Lot/Unit

Parking

  • Parking features: Concrete,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$151$1,812
Property Taxes $510$6,120
Electricity $281$3,374
Total$3,975$47,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,285/yr
40% on housing$119,250/yr
45% on housing$106,000/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$367This listing

vs Other Active Listings

Avg $/sqft

ZIP 20906$165
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20906$262
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$589,950
2026-04-12Listed for sale$599,950
2026-02-27Sold$455,000
2026-02-18Pending sale$395,000
2026-02-12Listed for sale$395,000

For Sale by Agent

AgentDavid Barrett
BrokerageAll Service Real Estate

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