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11400 Cloverhill Dr, Silver Spring, MD, 20902

3beds
3baths
2,235sqft
$685,000
$306price/sqft
$4,661/moest. monthly cost
$186,440/yrincome needed

About This Home

Welcome to 11400 Clover Hill Drive, a beautifully maintained split-level home offering three bedrooms, two full baths, and one half bath in the desirable Kemp Mill area of Silver Spring. Framed by mature trees, this inviting residence offers a thoughtful layout, abundant natural light, and comfortable living spaces designed for everyday living and effortless entertaining. Step inside to a dramatic foyer with soaring ceilings and floor-to-ceiling windows that flood the home with natural light while showcasing picturesque views of the rear deck and private backyard. The bright living room continues the connection to the outdoors, creating a warm and welcoming space to relax or gather with guests. The kitchen features stainless steel appliances and opens seamlessly to the family room, creating an ideal setting for everyday living. Recessed lighting enhances the home's modern appeal, while convenient access to the backyard makes indoor and outdoor entertaining a breeze. On the upper level, you'll find three comfortable bedrooms, including a spacious primary suite, along with two full baths. A conveniently located powder room serves the main living level. The fully finished walkout basement expands the home's versatile living space and is perfectly suited for a recreation room, home office, fitness area, or media room, with direct access to the backyard. Enjoy an exceptional location just minutes from Wheaton Regional Park, featuring hiking and walking trails, athletic fields, playgrounds, picnic areas, a miniature train, carousel, Brookside Nature Center, dog park, and nearby Wheaton Ice Arena. Brookside Gardens, Kemp Mill Urban Park, Kemp Mill Estates Park, and the scenic Sligo Creek Trail are also nearby, offering endless opportunities for outdoor recreation. Shopping, dining, and entertainment are within easy reach at Westfield Wheaton and Downtown Silver Spring. Commuters will appreciate convenient access to Wheaton and Glenmont Metro stations, Ride On and Metrobus service, Interstate 495, Interstate 270, Georgia Avenue, Veirs Mill Road, Randolph Road, and Connecticut Avenue, providing easy travel to Washington, D.C., Bethesda, Rockville, Baltimore, and Northern Virginia.

Getting Around

18
WalkingCar-Dependent
33
TransitSome Transit
25
BikeSomewhat Bikeable

Schools

2/10
3/10
7/10
Northwood High SchoolGrades 9-125.7 mi

Construction

Condition

  • Year built: 1959

Materials

  • Foundation: Slab
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Cooktop,Dishwasher,Exhaust Fan,Disposal,Microwave,Refrigerator,Oven,Gas Water Heater
  • Laundry features: Has Laundry,Lower Level

Basement

  • Features: Flooring - Tile/Brick
  • Level: Lower
  • Area: 168
  • Dimensions: 14 X 12

Basement

  • Has basement: Yes
  • Basement: Finished,Side Entrance,Exterior Entry,Interior Entry

Bedroom2

  • Features: Flooring - HardWood,Cathedral/Vaulted Ceiling,Ceiling Fan(s),Built-in Features
  • Level: Upper
  • Area: 132
  • Dimensions: 11 X 12

Bedroom3

  • Features: Flooring - HardWood,Ceiling Fan(s)
  • Level: Upper
  • Area: 110
  • Dimensions: 10 X 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Flooring - Ceramic Tile,Lighting - Ceiling
  • Level: Main
  • Area: 120
  • Dimensions: 10 X 12

Family Room

  • Features: Flooring - Ceramic Tile
  • Level: Main
  • Area: 180
  • Dimensions: 10 X 18

Features

  • Bathroom - Stall Shower,Bathroom - Tub Shower,Built-in Features,Ceiling Fan(s),Dining Area,Family Room Off Kitchen,Floor Plan - Traditional,Formal/Separate Dining Room,Eat-in Kitchen,Kitchen Island,Pantry,Primary Bath(s),Recessed Lighting,Upgraded Countertops,Walk-In Closet(s),Dry Wall,Vaulted Ceiling(s),Cathedral Ceiling(s)
  • Door features: Sliding Glass,Insulated
  • Window features: Sliding,Insulated Windows
  • Flooring: Ceramic Tile,Hardwood,Wood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 270
  • Finished area above ground: 1,965

Foyer

  • Features: Recessed Lighting,Flooring - Ceramic Tile
  • Level: Main
  • Area: 48
  • Dimensions: 4 X 12

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,370
  • Total interior livable area: 2,235 sqft

Kitchen

  • Features: Flooring - Ceramic Tile,Countertop(s) - Quartz,Kitchen - Electric Cooking,Pantry,Recessed Lighting,Lighting - Pendants,Kitchen Island
  • Level: Main
  • Area: 121
  • Dimensions: 11 X 11

Living Room

  • Features: Flooring - HardWood,Cathedral/Vaulted Ceiling
  • Level: Main
  • Area: 234
  • Dimensions: 13 X 18

Primary Bedroom

  • Features: Flooring - HardWood,Attached Bathroom,Bathroom - Stall Shower,Cathedral/Vaulted Ceiling,Ceiling Fan(s),Primary Bedroom - Sitting Area,Walk-In Closet(s)
  • Level: Upper
  • Area: 286
  • Dimensions: 13 X 22

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 161301323716
  • Zoning: R60
  • Special condition: Standard

Features

  • Levels: Multi/Split,Four
  • Stories: 4
  • Pool features: None
  • Patio & porch: Deck,Patio
  • Fencing: Wood,Vinyl,Back Yard
  • Has view: Yes
  • View description: Garden,Trees/Woods,Street

Lot

  • Lot size: 6,627 sqft

Parking

  • Parking features: Driveway,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,463$41,556
Home Insurance *$160$1,920
Property Taxes $754$9,048
Electricity $284$3,417
Total$4,661$55,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$159,805/yr
40% on housing$139,830/yr
45% on housing$124,293/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$306This listing

vs Other Active Listings

Avg $/sqft

ZIP 20902$239
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20902$318
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$685,000
2024-04-12Listing removed--
2024-03-22Listed for rent$3,225
2021-12-14Listing removed--
2021-12-01Listed for rent$2,900
2021-03-24Listing removed--
2019-04-01Listing removed$2,850
2018-12-17Listed for rent$2,850
2018-11-20Sold$439,900
2018-09-19Pending sale$439,900
2018-09-14Listed for sale$439,900
2015-01-01Sold$168,500
1998-09-09Sold$168,500

For Sale by Agent

AgentKeith Sharp
BrokerageNorthrop Realty

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