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1002 N Belgrade Rd, Silver Spring, MD, 20902

4beds
3baths
2,329sqft
$650,000
$279price/sqft
$4,383/moest. monthly cost
$175,320/yrincome needed

About This Home

Central location in the highly sought-after Kemp Mill Estates neighborhood! Thoughtfully updated and beautifully maintained mid-century brick contemporary home! Built in 1958, this home offers four finished levels of comfortable living with four bedrooms, two and a half baths, and over 2300 square feet. Featuring vaulted ceilings, hardwood floors, recessed lighting, and fresh paint throughout. From the moment you enter, you’re greeted by an inviting foyer that leads into a light-filled living room with vaulted ceilings, recessed lighting, ceiling fan and a striking floor-to-ceiling brick fireplace—perfect for both relaxing and entertaining. This level also offers a versatile bedroom or home office, coat closet and convenient slider to access a charming side patio. Just a few steps down, the spacious dining room provides seamless indoor-outdoor flow with a sliding glass door to the backyard and connects easily to the kitchen through a convenient pass-through. The updated table-space kitchen offers abundant cabinetry with elegant under-cabinet lighting, including convenient access from both the kitchen and dining room. It is thoughtfully equipped with stainless steel appliances, a pantry, and recessed lighting—creating a space that is both functional and inviting. Adjacent to the kitchen, there is a powder room and a laundry room with cabinets, utilities and its own exterior entrance for added convenience. The lower level features a large family room with a second brick fireplace, recessed lighting as well as a storage room and closet. Upstairs, there are three bedrooms with hardwood floors, along with two full bathrooms and a large linen closet. The primary suite offers a ceiling fan and a custom built-in wardrobe, creating a comfortable retreat. Outside, enjoy a level lot that’s ideal for outdoor living and entertaining. A carport adds everyday convenience with a built-in shed for additional storage. Ideal central location within the neighborhood and positioned on a quiet street, this home offers easy access to shopping, restaurants, public transportation, commuter routes, and houses of worship—making it a perfect blend of comfort, convenience, and community. Welcome home! Recent upgrades and improvements include: All ages are approximate: Fresh paint throughout – 2026, Shampoo carpet – 2026, Hot water heater – 2024, Air conditioner & furnace – 2014, Windows replaced (except well windows) – 2006, Siding – 2006, 40 year asphalt shingle roof – 1994.

Getting Around

57
WalkingSomewhat Walkable
42
TransitSome Transit
48
BikeSomewhat Bikeable

Schools

2/10
3/10
7/10
Northwood High SchoolGrades 9-125.2 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1958

Materials

  • Foundation: Other
  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Exhaust Fan,Extra Refrigerator/Freezer,Freezer,Ice Maker,Microwave,Oven,Oven/Range - Electric,Refrigerator,Stainless Steel Appliance(s),Washer,Gas Water Heater
  • Laundry features: Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Heated,Improved,Interior Entry,Finished

Bathroom1

  • Features: Bathroom - Tub Shower
  • Level: Upper

Bedroom2

  • Features: Flooring - HardWood
  • Level: Upper

Bedroom3

  • Features: Flooring - HardWood
  • Level: Upper

Bedroom4

  • Features: Flooring - HardWood,Built-in Features
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Formal Dining Room,Flooring - Carpet,Recessed Lighting
  • Level: Lower

Family Room

  • Features: Fireplace - Wood Burning,Flooring - Carpet,Recessed Lighting
  • Level: Lower

Features

  • Built-in Features,Breakfast Area,Ceiling Fan(s),Entry Level Bedroom,Formal/Separate Dining Room,Eat-in Kitchen,Open Floorplan,Kitchen - Table Space,Pantry,Primary Bath(s),Recessed Lighting,Attic,Bathroom - Tub Shower,Bathroom - Stall Shower,9'+ Ceilings,High Ceilings,Vaulted Ceiling(s)
  • Door features: Sliding Glass
  • Window features: Skylight(s),Sliding
  • Flooring: Carpet,Hardwood,Ceramic Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning,Brick
  • Fireplace: Yes
  • Finished area below ground: 529
  • Finished area above ground: 1,800

Foyer

  • Level: Main

Half Bath

  • Level: Lower

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 2,329
  • Total interior livable area: 2,329 sqft

Kitchen

  • Features: Eat-in Kitchen,Kitchen - Electric Cooking,Pantry,Recessed Lighting
  • Level: Lower

Laundry

  • Level: Lower

Living Room

  • Features: Cathedral/Vaulted Ceiling,Fireplace - Wood Burning,Flooring - HardWood,Ceiling Fan(s),Recessed Lighting
  • Level: Main

Primary Bathroom

  • Features: Bathroom - Stall Shower
  • Level: Upper

Primary Bedroom

  • Features: Built-in Features,Flooring - HardWood,Ceiling Fan(s)
  • Level: Upper

Storage Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 161301328673
  • Zoning: R60
  • Special condition: Standard

Features

  • Levels: Multi/Split,Four
  • Stories: 4
  • Pool features: Community
  • Patio & porch: Patio
  • Exterior features: Sidewalks

Lot

  • Lot size: 7,475 sqft
  • Features: Level,Rear Yard

Parking

  • Total spaces: 3
  • Parking features: Concrete,Attached Carport,Driveway
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$152$1,824
Property Taxes $649$7,788
Electricity $296$3,560
Total$4,383$52,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,274/yr
40% on housing$131,490/yr
45% on housing$116,880/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$279This listing

vs Other Active Listings

Avg $/sqft

ZIP 20902$240
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20902$318
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Contingent$650,000
2026-05-14Listed for sale$650,000
1969-08-21Sold$34,500

For Sale by Agent

AgentJill Aharon
BrokerageColdwell Banker Realty

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