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1007 Arcola Ave, Silver Spring, MD, 20902

6beds
4baths
2,888sqft
$750,000
$260price/sqft
$5,270/moest. monthly cost
$210,800/yrincome needed

About This Home

This brick front colonial sits on a quiet, tree lined stretch of Kemp Mill, just a short walk from the Sligo Creek Trail. It's the kind of house where the kitchen actually gets used, the fireplace actually gets lit, and Sunday afternoons in the fall have somewhere to happen. The main level opens up from a bright, updated kitchen with stone backsplash and stainless appliances, through a dining area, into a living room built around a wood burning fireplace. Hardwood floors run throughout, and a dutch door off the kitchen leads straight out back, so grilling and hosting never feel separate from the kitchen itself. With football season coming, the layout does the work for you: living room for the game, kitchen close enough to keep the food moving, and a finished basement rec room downstairs that's ready for overflow seating on a big Sunday. Upstairs, the primary suite is sized to actually relax in, with its own full ensuite bath. Three more bedrooms share a second full bath down the hall, so everyone gets their own space without competing for the sink. The finished basement adds a fifth and sixth bedroom option, a full bath, and a utility room on top of that rec room, flexible enough for a home office, a gym, or a guest setup depending on what the year calls for. Out back, a fully fenced yard backs to mature trees for privacy, with a storage shed for anything that doesn't need to live in the garage and plenty of lawn left for a grill or a fire pit.

Getting Around

48
WalkingCar-Dependent
43
TransitSome Transit
53
BikeBikeable

Schools

2/10
3/10
7/10
Northwood High SchoolGrades 9-125.1 mi

Construction

Condition

  • Year built: 1965

Materials

  • Foundation: Slab
  • Construction materials: Brick

Notable Dates

  • Major remodel year: 2022

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 984

Basement

  • Has basement: Yes
  • Basement: Other

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Flooring: Engineered Wood,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Brick,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 850
  • Finished area above ground: 2,038

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,022
  • Total interior livable area: 2,888 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 161301332631
  • Zoning: R60
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 6,000 sqft

Parking

  • Parking features: Concrete,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$176$2,112
Property Taxes $935$11,220
Electricity $367$4,415
Total$5,270$63,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$180,685/yr
40% on housing$158,100/yr
45% on housing$140,533/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$260This listing

vs Other Active Listings

Avg $/sqft

ZIP 20902$240
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20902$318
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Listed for sale$750,000
2024-06-27Sold$690,000
2024-06-14Listing removed--
2024-06-13Listing removed--
2024-06-13Contingent$675,000
2024-06-06Listed for sale$675,000
2024-06-05Listed for rent$5,200
2024-06-04Listing removed--
2024-05-29Listed for rent$5,200
2023-04-23Listing removed--
2023-04-11Listed for rent$4,600
2023-02-10Listing removed--
2022-12-23Listed for rent$4,600
2022-10-22Listing removed$731,000
2022-10-06Price change$694,999
2022-09-15Listed for sale$699,700
2022-05-03Sold$425,000

For Sale by Agent

AgentEdward Slavis
BrokerageLPT Realty, LLC

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