4108 Elby St, Silver Spring, MD, 20906
About This Home
Welcome to 4108 Elby St, a spacious 5-bedroom, 2.5-bath home full of potential in the heart of Silver Spring. Offering generous living space across multiple levels, this home provides the flexibility today's buyers are looking for. The main level features a bright living room and dedicated dining area, while an expansive family room just off the kitchen creates the perfect space for entertaining, movie nights, holiday gatherings, or simply relaxing with family. It's an added bonus that gives this home even more room to spread out and enjoy everyday living. The walk-out basement includes a kitchenette, making it ideal for a private in-law suite, extended family, guests, or the potential for a separate apartment-style living space. Step outside to a fully fenced backyard featuring a powered storage shed, offering endless possibilities. Whether you envision a workshop, hobby space, home gym, she shed, man cave, art studio, or simply additional storage, this versatile space is ready to fit your lifestyle. Conveniently located just minutes from Westfield Wheaton Mall, Costco, Wheaton Regional Park, Brookside Gardens, grocery stores, restaurants, and everyday conveniences. Commuters will appreciate easy access to I-495, MD-200 (ICC), Georgia Avenue, Connecticut Avenue, and the Glenmont Metro Station, making travel throughout Montgomery County and into Washington, DC incredibly convenient. Being offered strictly As-Is, the seller will make no repairs, presenting an incredible opportunity for buyers to personalize the home and build equity in an established Silver Spring neighborhood. Whether you're a first-time homebuyer looking to create your dream home or an investor searching for your next opportunity, 4108 Elby St is a blank canvas ready for your vision. Don't miss the chance to unlock the potential this home has to offer!
Getting Around
Somewhat Walkable
Good Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1960
Materials
- Foundation: Block
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Dishwasher,Disposal,Exhaust Fan,Oven/Range - Electric,Refrigerator,Stainless Steel Appliance(s),Cooktop,Water Heater,Gas Water Heater
- Laundry features: Hookup
Basement
- Area: 450
Basement
- Has basement: Yes
- Basement: Front Entrance,Finished
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- 2nd Kitchen,Bathroom - Walk-In Shower,Combination Dining/Living,Dining Area,Family Room Off Kitchen,Floor Plan - Traditional,Kitchenette,Primary Bath(s),Walk-In Closet(s)
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 450
- Finished area above ground: 1,519
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,969
- Total interior livable area: 1,969 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 161301343463
- Zoning: R60
- Special condition: Standard
Features
- Levels: Bi-Level,Two and One Half
- Stories: 2
- Pool features: None
Lot
- Lot size: 6,731 sqft
Parking
- Parking features: Concrete,Driveway,On Street,Off Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Heat Wave
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,856 | $34,272 |
| Home Insurance * | $142 | $1,704 |
| Property Taxes | $640 | $7,680 |
| Electricity | $281 | $3,374 |
| Total | $3,919 | $47,028 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Contingent | $549,900 |
| 2026-08-05 | Price change | $549,900 |
| 2026-07-23 | Listed for sale | $565,000 |
| 2022-01-19 | Sold | $480,000 |
| 2021-11-23 | Pending sale | $480,000 |
| 2021-11-23 | Contingent | $480,000 |
| 2021-11-11 | Listed for sale | $480,000 |
| 2014-08-11 | Listing removed | $300,000 |
| 2014-05-22 | Pending sale | $300,000 |
| 2014-05-03 | Listed for sale | $300,000 |
| 2014-01-15 | Sold | $350,000 |
| 2005-11-03 | Sold | $445,000 |
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