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10402 Royalton Ter, Silver Spring, MD, 20901

4beds
2baths
944sqft
$425,000
$450price/sqft
$3,034/moest. monthly cost
$121,360/yrincome needed

About This Home

AGENTS - PLEASE VIEW AGENT REMARKS IN BRIGHT MLS. All new improvements. Newly renovated with new flooring, windows, stainless steel appliances and so much more. This cozy, charming Rambler is full of possibility and promise. If you’ve been searching for one-level living where your bedrooms, living space, and daily comfort all connect seamlessly, look no further. This home offers the convenience you need and the potential you’ve been waiting for. There is a fourth bedroom in the basement and a room that could be used for an office space, gym, play room, the possibilities are endless. Plenty of room in the basement to entertain or build the perfect get-away space for you. Do you have a hobby? Perfect...use this space to develop and explore your creativity. Just imagine family/friend bbq's in the immaculate backyard space, your guest won't want to leave. It is inviting and comfortable, tons of memories to make. The layout is already inviting—what it needs now is your personal touch. Just imagine updating the spaces to match your style and creating instant equity the moment you move in. Whether you’re a first-time buyer, someone looking to downsize, or an investor seeking a smart opportunity, this home checks every box. Explore everything the neighborhood has to offer. Opportunity is knocking at Royalton Terrace—bring your ideas, bring your energy, and bring your dreams to life. The GOOD NEWS is the University Boulevard Corridor Plan was approved in December 2025 adding new growth to the area. Offers may be entered ONLINE through Tuesday, August 11, 2026 at 2:00 pm. AT SELLER'S DISCRETION, AN OFFER MAY BE ACCEPTED AT ANY TIME.

Getting Around

69
WalkingSomewhat Walkable
52
TransitGood Transit
44
BikeSomewhat Bikeable

Schools

4/10
7/10
Northwood High SchoolGrades 9-125.6 mi

Construction

Condition

  • Year built: 1953

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater

Basement

  • Area: 944

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 944

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Other,Electric

Interior Area

  • Total structure area: 1,888
  • Total interior livable area: 944 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 161301379251
  • Zoning: R60
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 5,895 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$105$1,260
Property Taxes $499$5,988
Electricity $281$3,374
Total$3,034$36,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,022/yr
40% on housing$91,020/yr
45% on housing$80,906/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$450This listing

vs Other Active Listings

Avg $/sqft

ZIP 20901$277
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20901$329
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Contingent$425,000
2026-07-28Price change$425,000
2026-07-14Price change$564,000
2026-06-18Listed for sale$585,000
2026-04-16Listing removed$585,000
2025-12-18Listing removed$519,000
2025-12-18Listed for sale$519,000
1983-09-19Sold$82,000

For Sale by Agent

AgentRenee Amponsah
BrokerageKeller Williams Preferred Properties

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