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8906 Pennsylvania Ave, Silver Spring, MD, 20910

2beds
1baths
987sqft
$399,000
$404price/sqft
$2,797/moest. monthly cost
$111,880/yrincome needed

About This Home

Exceptional investment opportunity in a rapidly growing Silver Spring location! Situated on a spacious 0.19-acre lot, this property offers tremendous potential for investors, builders, and developers looking to capitalize on its prime location just minutes from Washington, DC. Conveniently located near major commuter routes, public transportation, shopping, dining, and employment centers, this property provides easy access to downtown DC, Prince George's County, and surrounding Montgomery County markets. The generous lot size offers a unique opportunity for renovation, expansion, redevelopment, or long-term investment potential (buyer to verify zoning and development possibilities). Whether you're seeking your next fix-and-flip project, rental investment, or future development site, this property presents a rare chance to acquire land in an established area with strong demand and continued growth. Sold strictly AS-IS.

Getting Around

52
WalkingSomewhat Walkable
51
TransitGood Transit
59
BikeBikeable

Schools

7/10
Silver Creek MiddleGrades 6-81.8 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1944

Materials

  • Foundation: Slab
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 141

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area below ground: 141
  • Finished area above ground: 846

Heating & Cooling

  • Heating features: Other,Oil
  • Cooling features: Window Unit(s),Electric

Interior Area

  • Total structure area: 987
  • Total interior livable area: 987 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 161301409622
  • Zoning: R60
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 8,250 sqft

Parking

  • Parking features: Driveway,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$86$1,032
Property Taxes $413$4,956
Electricity $281$3,374
Total$2,797$33,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,897/yr
40% on housing$83,910/yr
45% on housing$74,586/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$404This listing

vs Other Active Listings

Avg $/sqft

ZIP 20910$284
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20910$346
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-16Price change$374,000
2026-07-30Listed for sale$399,000
2026-07-16Contingent$399,000
2026-06-25Price change$399,000
2026-06-03Price change$450,000
2026-05-17Listed for sale$499,000

For Sale by Agent

AgentAlex Martinez
BrokerageThe Agency DC

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