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3227 University Blvd W #G21, Kensington, MD, 20895

3beds
2baths
1,372sqft
$349,000
$254price/sqft
$2,461/moest. monthly cost
$98,440/yrincome needed

About This Home

Welcome to this spacious 2 level 3-bedroom, 1.5-bath condo, perfectly situated in a highly desirable location. This charming residence features generous room sizes, a walk-in closet, an inviting living and dining area, in-unit laundry, and a private balcony perfect for relaxing and enjoying the outdoors. The affordable condo fee includes Gas and Water, adding exceptional value and convenience. Enjoy the community's outstanding amenities, including playground, pool and beautifully maintained common areas. Ideally located just minutes from Wheaton Metro Station, Westfield Wheaton Mall, Costco, restaurants, shopping centers, and major commuter routes, with easy access to Washington, DC, Rock Creek Park, and I-495. Whether you're a first-time homebuyer, looking to downsize, or seeking an excellent investment opportunity, this home offers comfort, convenience, and value in one of Montgomery County's most convenient locations.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
55
BikeBikeable

Schools

4/10
5/10
7/10

Construction

Condition

  • Year built: 1973

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: In Unit

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,372

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,372
  • Total interior livable area: 1,372 sqft

Property

Accessibility

  • Accessibility features: Accessible Electrical and Environmental Controls

Details

  • Parcel number: 161301597186
  • Attached to another structure: Yes
  • Zoning: R20
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Parking

  • Parking features: Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$72$864
Property Taxes $344$4,128
Electricity $281$3,374
Total$2,461$29,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,377/yr
40% on housing$73,830/yr
45% on housing$65,626/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$254This listing

vs Other Active Listings

Avg $/sqft

ZIP 20895$345
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20895$385
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-27Listed for sale$349,000

For Sale by Agent

AgentIremia Ruth Ocsa- Mamani
BrokerageSamson Properties

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