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9820 Georgia Ave #21302, Silver Spring, MD, 20902

1beds
1baths
775sqft
$172,000
$222price/sqft
$1,363/moest. monthly cost
$54,520/yrincome needed

About This Home

Beautifully renovated condominium with modern upgrades throughout. The expanded kitchen was redesigned to create a more open layout and features marble countertops, high-quality appliances, and brand-new cabinetry. Natural hardwood floors run throughout the unit, complemented by new lighting in every room, recessed lighting, and dimmer switches for customizable ambiance. The bathroom has been fully remodeled with high-quality tile and modern finishes. The spacious primary bedroom offers a generous walk-in closet with a stylish barn-style door. Unique to this property, the unit includes a full-size washer and dryer. Separate storage locker located in the lower level for added convenience. Conveniently located just a short walk to the Forest Glen Metro Station, the property also offers plenty of parking. Thoughtfully updated and move-in ready.

Getting Around

61
WalkingSomewhat Walkable
61
TransitGood Transit
60
BikeBikeable

Schools

6/10
Sligo Middle SchoolGrades 6-80.9 mi
7/10

Construction

Condition

  • Year built: 1974

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Water Heater
  • Laundry features: In Unit

Bathroom1

  • Level: Main

Bedroom1

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Dining Area,Open Floorplan
  • Finished area above ground: 775

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 775
  • Total interior livable area: 775 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 161301664047
  • Attached to another structure: Yes
  • Zoning: R20
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Community,Private

Parking

  • Parking features: Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $869$10,428
Home Insurance *$40$480
Property Taxes $173$2,076
Electricity $281$3,374
Total$1,363$16,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,731/yr
40% on housing$40,890/yr
45% on housing$36,346/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 20902$243
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20902$318
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-26Listed for rent$2,200
2026-04-26Price change$181,000
2026-03-04Price change$184,000
2026-01-23Listed for sale$185,000
2024-01-05Sold$159,000
2023-12-06Contingent$159,000
2023-09-12Price change$159,000
2023-08-19Listed for sale$175,000
2002-11-12Sold$103,000

For Sale by Agent

AgentNatalia WINFFEL
BrokerageSamson Properties

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