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3835 Ferrara Dr, Silver Spring, MD, 20906

3beds
4baths
1,440sqft
$485,000
$337price/sqft
$3,389/moest. monthly cost
$135,560/yrincome needed

About This Home

Recently updated and freshly painted spacious 3 bedroom, 2 full bath, 2 half bath townhome with three finished levels in Connecticut Overlook. Convenient to Silver Spring, Bethesda and I-495 Beltway. Newer kitchen with stainless appliances and granite counters, hardwood on main level, finished walkout lower level opening to fenced rear yard. New roof, gutters and downspouts to be installed in late May 2026. Check out the virtual tour!

Getting Around

35
WalkingCar-Dependent
55
TransitGood Transit
39
BikeSomewhat Bikeable

Schools

4/10
5/10
Wheaton High SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1981

Materials

  • Foundation: Other
  • Construction materials: Frame

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Oven/Range - Electric,Refrigerator,Dishwasher,Microwave,Disposal,Washer,Dryer,Gas Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Rear Entrance,Connecting Stairway,Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Lower

Features

  • Upgraded Countertops,Breakfast Area,Primary Bath(s)
  • Flooring: Wood,Carpet
  • Finished area below ground: 0
  • Finished area above ground: 1,440

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Other,Electric

Interior Area

  • Total structure area: 2,160
  • Total interior livable area: 1,440 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Storage Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 161302015252
  • Zoning: R60
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Patio
  • Fencing: Back Yard

Lot

  • Lot size: 1,595 sqft

Parking

  • Parking features: Assigned,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$122$1,464
Property Taxes $534$6,408
Electricity $281$3,374
Total$3,389$40,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,194/yr
40% on housing$101,670/yr
45% on housing$90,373/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$337This listing

vs Other Active Listings

Avg $/sqft

ZIP 20906$165
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20906$262
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$499,900
2026-03-04Listing removed$499,900
2026-02-21Pending sale$499,900
2026-01-03Listed for sale$499,900
2020-12-19Listing removed$2,295
2020-11-04Price change$2,295
2020-09-30Listed for rent$2,375

For Sale by Agent

AgentEric Hough
BrokerageAllied Realty

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