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14813 Hammersmith Cir, Silver Spring, MD, 20906

4beds
4baths
1,584sqft
$455,500
$288price/sqft
$3,115/moest. monthly cost
$124,600/yrincome needed

About This Home

PRICE ADJUSTMENT & 1 YEAR FREE HOME WARRANTY. Welcome to 14813 Hammersmith Circle, a recently renovated (2025) and energy-efficient townhome in the desirable greenery and matured tree saturated community of Longmead Crossing. This move-in-ready home offers 4 bedrooms, 3 full baths, and 1 half bath across three finished levels, featuring vinyl flooring, recessed LED lighting, fresh neutral paint, and a stunning kitchen with quartz countertops, new cabinetry, and stainless-steel appliances. Renovated bathrooms, a newer HVAC system, and water heater provide modern comfort and efficiency. The finished lower level offers flexible bonus space ideal for a home office, gym, or guest area. Enjoy community amenities including pools, parks, and walking trails, all conveniently located near shopping, dining, and major commuter routes. A perfect combination of style, space, and location. For added value, confidence and peace of mind, the seller is including a one-year home warranty to help protect your investment during your first year of homeownership.

Getting Around

34
WalkingCar-Dependent
35
TransitSome Transit
42
BikeSomewhat Bikeable

Schools

--
Bel Pre Elementary SchoolGrades PK-21.3 mi
4/10
Argyle Middle SchoolGrades 6-80.7 mi
4/10

Construction

Condition

  • Year built: 1985

Materials

  • Foundation: Slab
  • Construction materials: Frame

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 576

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 4
  • Main level bedrooms: 4

Features

  • Finished area below ground: 432
  • Finished area above ground: 1,152

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,728
  • Total interior livable area: 1,584 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 161302444368
  • Zoning: PRC
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 1,260 sqft

Parking

  • Total spaces: 2
  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,303$27,636
Home Insurance *$114$1,368
Property Taxes $417$5,004
Electricity $281$3,374
Total$3,115$37,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,800/yr
40% on housing$93,450/yr
45% on housing$83,066/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$288This listing

vs Other Active Listings

Avg $/sqft

ZIP 20906$166
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20906$262
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Price change$455,500
2026-06-12Listed for sale$462,500
2024-12-05Sold$450,000
2024-09-20Pending sale$450,000
2024-08-18Listed for sale$450,000
2024-06-28Sold$335,000
2024-01-08Sold$316,176
2006-05-11Sold$373,000
2001-10-03Sold$143,000
1997-06-02Sold$119,500

For Sale by Agent

AgentRosie Mears
BrokerageTaylor Properties

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