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14801 Pennfield Cir APT 206, Silver Spring, MD, 20906

2beds
2baths
1,312sqft
$335,000
$255price/sqft
$2,322/moest. monthly cost
$92,880/yrincome needed

About This Home

Live the lifestyle you’ve been waiting for! This 2-bedroom, 2-bath condo offers the perfect blend of comfort, convenience, and community in a vibrant 55+ setting. Located directly across from the elevator—no long hallways here—and with no neighbors below, this unit offers both ease and peace of mind. Featuring rich Brazilian cherry hardwood floors, stainless steel appliances, and an in-unit washer & dryer, the home is both stylish and functional. The enclosed balcony creates a cozy bonus space for morning coffee or evening unwinding. Step outside your door and into a resort-style community complete with a golf course, pools, fitness center, clubhouse, restaurant, and endless social opportunities. With a community bus for shopping and a secure, gated entrance, everything you need is right at your fingertips. Leisure World requires a buyer-paid fee equal to 3% of the purchase price, due at settlement.

Getting Around

63
WalkingSomewhat Walkable
50
TransitGood Transit
43
BikeSomewhat Bikeable

Schools

6/10
6/10
Rockville High SchoolGrades 9-122.6 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1995

Materials

  • Construction materials: Brick

Other

  • Builder model: D

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Exhaust Fan,Freezer,Humidifier,Ice Maker,Microwave,Oven/Range - Electric,Refrigerator,Washer,Water Heater
  • Laundry features: Washer In Unit,Dryer In Unit,In Unit

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Kitchen - Table Space,Dining Area,Elevator,Entry Level Bedroom,Upgraded Countertops,Primary Bath(s),Open Floorplan
  • Window features: Window Treatments
  • Flooring: Hardwood,Other,Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,312

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,312
  • Total interior livable area: 1,312 sqft

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed,Accessible Entrance

Details

  • Parcel number: 161303096297
  • Attached to another structure: Yes
  • Zoning: R20
  • Special condition: Standard
  • Other equipment: Intercom

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance *$84$1,008
Property Taxes $264$3,168
Electricity $281$3,374
Total$2,322$27,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,611/yr
40% on housing$69,660/yr
45% on housing$61,920/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$255This listing

vs Other Active Listings

Avg $/sqft

ZIP 20906$166
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20906$262
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Listed for sale$355,900
2018-02-08Sold$90,833
2014-12-02Sold$212,000
2014-09-30Price change$219,000
2014-08-25Listed for sale$225,000
2014-07-09Listing removed$225,000
2014-06-26Listed for sale$225,000
2014-06-11Sold$212,000
2009-05-30Listing removed$239,000
2009-05-22Listed for sale$239,000
2009-04-01Listing removed$239,000
2009-03-29Listed for sale$239,000
1995-08-15Sold$204,125

For Sale by Agent

AgentCatelin Schwarz
BrokerageNextHome Envision

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