Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

12532 Surrey Circle Dr, Fort Washington, MD, 20744

5beds
3baths
1,940sqft
$549,999
$284price/sqft
$3,983/moest. monthly cost
$159,320/yrincome needed

About This Home

* Seller is offering $10k toward buyer's mortgage rate buydown or closing costs with an acceptable offer! * This home qualifies for The Pathway to Purchase program, which is the county’s flagship first-time homebuyer assistance initiative, designed to help residents overcome the barrier of upfront costs for purchasing a home. Eligible buyers can receive up to $50,000 in financial assistance, provided as a 0% interest, deferred loan. Stunning 5-Bedroom Home with Outdoor Entertainment Oasis, Fitness Room, Solar Savings & Walk-Out Basement Welcome to this beautifully maintained 5-bedroom, 2.5-bath home located in one of Fort Washington's most desirable communities. Offering the perfect combination of comfort, flexibility, energy efficiency, and outdoor living, this exceptional property is designed for today's modern homeowner. Step inside to discover a spacious floor plan featuring an updated kitchen with rich cherry wood cabinetry, granite countertops, and abundant storage. The generous living and dining areas create the perfect space for entertaining and everyday living. The fully finished walk-out basement adds tremendous versatility and includes a dedicated fitness room, ideal for maintaining an active lifestyle from home. The lower level also offers flexible space for a home office, media room, guest suite, or potential income-producing opportunity with its private entrance. One of the home's standout features is the incredible outdoor entertainment area. Enjoy a covered outdoor living room complete with a television, built-in grill, and pizza oven—perfect for hosting family gatherings, game-day celebrations, or relaxing evenings outdoors throughout the year. The beautifully landscaped front yard is enhanced by an in-ground sprinkler system for easy maintenance and year-round curb appeal. Energy-conscious buyers will appreciate the solar energy system, which has consistently helped reduce electric costs and has generated utility refund checks for many years. The solar system is a Power Purchase Agreement (PPA) that is simple to transfer to a new owner. As a solar consultant, the seller is available to help ensure a smooth transition and answer any questions regarding the system's benefits. An electric vehicle charging station also conveys with the property. Additional highlights include: • 5 spacious bedrooms • 2.5 bathrooms • Dedicated fitness room • Walk-out basement with private entrance • Potential home office or guest suite • Potential income-producing lower level • Covered outdoor living room with TV • Built-in pizza oven and grill • In-ground sprinkler system • Solar energy savings • EV charging station • Large backyard ideal for entertaining Closing Help Is Available Conveniently located just minutes from National Harbor, MGM, Tanger Outlets, shopping, dining, entertainment, and major commuter routes. Golf enthusiasts will appreciate being within walking distance of the nearby golf course with fitness center and restaurant.

Getting Around

17
WalkingCar-Dependent
23
TransitMinimal Transit
28
BikeSomewhat Bikeable

Schools

3/10
Colin L Powell AcademyGrades PK-80.6 mi
2/10
Friendly High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 1971

Materials

  • Foundation: Slab
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Disposal,Microwave,Refrigerator,Washer,Electric Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Features

  • Dining Area,Family Room Off Kitchen,Eat-in Kitchen
  • Flooring: Carpet
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,940

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,940
  • Total interior livable area: 1,940 sqft

Property

Accessibility

  • Accessibility features: Accessible Doors

Details

  • Parcel number: 17050299040
  • Zoning: RR
  • Special condition: Standard

Features

  • Levels: Bi-Level,Two
  • Stories: 2
  • Pool features: None
  • Fencing: Wood

Lot

  • Lot size: 0.32 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$231$2,772
Property Taxes $690$8,280
Electricity $281$3,374
Total$3,983$47,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,560/yr
40% on housing$119,490/yr
45% on housing$106,213/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$284This listing

vs Other Active Listings

Avg $/sqft

ZIP 20744$192
Prince George's County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 20744$223
Prince George's County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$549,999
2026-07-06Price change$559,999
2026-06-26Price change$569,999
2026-06-13Listed for sale$580,000
2017-05-10Sold$330,000
2016-12-10Sold$330,000
2016-11-05Pending sale$330,000
2016-10-05Price change$330,000
2016-08-20Price change$355,000
2016-07-31Listed for sale$375,000

For Sale by Agent

AgentEndea Thibodeaux
BrokerageTarver Realty Group

Similar Homes