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320 Pemberton St, Upper Marlboro, MD, 20774

3beds
3baths
2,225sqft
$540,000
$243price/sqft
$3,831/moest. monthly cost
$153,240/yrincome needed

About This Home

The Kettering home with the backyard everyone wants. Dive into your own private 20 x 13 In ground pool, the perfect backyard retreat for relaxing, entertaining, and making lasting memories. Situated on a beautifully manicured corner lot near Watkins Regional Park, this spacious four (4) level home offers three bedrooms, three bathrooms, an open main level, two family rooms, and abundant storage throughout. The lowest level is built perfect for entertaining with a full bar, built in keg dispenser, and plenty of room for guests . This home also offers a natural gas generator for protection against power outages. The large, fully fenced backyard, single car garage, and private driveway complete the package. The three bathrooms offer a fantastic opportunity to add your own personal style while building equity in this exceptional Upper Marlboro home. Sold as-is; property is in working order and reflects mostly cosmetic updates.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
4/10
Kettering Middle SchoolGrades 6-81.7 mi
3/10
Largo High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Block
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Has Laundry

Basement

  • Area: 650

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas/Propane
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,225

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,875
  • Total interior livable area: 2,225 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 17070782169
  • Zoning: RSF95
  • Special condition: Standard

Features

  • Levels: Multi/Split,Four
  • Stories: 4
  • Private pool: Yes
  • Pool features: In Ground,Private
  • Fencing: Back Yard,Wood

Lot

  • Lot size: 9,133 sqft
  • Features: Corner Lot,Rear Yard,SideYard(s),Front Yard

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Inside Entrance,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Hurricane
Heat Wave
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$140$1,680
Property Taxes $678$8,136
Electricity $283$3,401
Total$3,831$45,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,348/yr
40% on housing$114,930/yr
45% on housing$102,160/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$243This listing

vs Other Active Listings

Avg $/sqft

ZIP 20774$178
Prince George's County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 20774$192
Prince George's County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$530,000
2026-07-23Listed for sale$540,000
2026-07-16Listing removed$540,000
2026-07-09Listed for sale$540,000
2022-08-12Sold$470,000
2022-08-04Pending sale$470,000
2022-07-13Contingent$469,000
2022-06-30Listed for sale$469,000

For Sale by Agent

AgentMatthew Brown
BrokerageKeller Williams Capital Properties

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