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14222 Oxford Dr, Laurel, MD, 20707

2beds
3baths
1,400sqft
$399,000
$285price/sqft
$3,061/moest. monthly cost
$122,440/yrincome needed

About This Home

Under $405K With Flexible Lower-Level Living Space and Low HOA. Price improved to $405,000 — making this one of the best low-HOA opportunities currently available in the area. This 2-bedroom home with flexible lower-level living space and a full bathroom lives larger than expected. The walkout basement with direct backyard access offers endless possibilities for a rec room, guest area, home office, gym, or additional living space. Inside, you’ll find a well-appointed kitchen with granite countertops and stainless-steel appliances, along with generously sized bedrooms designed for comfortable everyday living. Step outside to enjoy wooded views from the deck and a fully fenced backyard—perfect for relaxing or entertaining. Conveniently located near Fort Meade, shopping, dining, and major commuter routes, this home combines affordability, functionality, and convenience in one attractive package.

Getting Around

51
WalkingSomewhat Walkable
42
TransitSome Transit
38
BikeSomewhat Bikeable

Schools

3/10
2/10
Laurel High SchoolGrades 9-120.4 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1987

Materials

  • Foundation: Other
  • Construction materials: Frame

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 680

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,400

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Other,Electric

Interior Area

  • Total structure area: 2,080
  • Total interior livable area: 1,400 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 17101038744
  • Zoning: LAUR
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 1,600 sqft

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Lightning

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$135$1,620
Property Taxes $628$7,536
Electricity $281$3,374
Total$3,061$36,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,948/yr
40% on housing$91,830/yr
45% on housing$81,626/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$285This listing

vs Other Active Listings

Avg $/sqft

ZIP 20707$174
Prince George's County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 20707$265
Prince George's County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Price change$405,000
2026-04-09Listed for sale$409,000
2022-07-07Sold$380,000
2022-05-28Pending sale$375,000
2022-05-24Listed for sale$375,000
2018-07-30Sold$298,000
2018-05-19Pending sale$295,000
2018-05-03Price change$295,000
2018-04-22Listed for sale$285,000
2003-04-21Sold$175,500

For Sale by Agent

AgentKeisha Gray-Robinson
BrokerageSamson Properties

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