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26 Stray Dog Canyon Rd, Inchelium, WA, 99138

5beds
5baths
4,680sqft
$975,000
$208price/sqft
$6,194/moest. monthly cost
$247,760/yrincome needed

About This Home

Discover Covada Mountain Ranch-a rare opportunity to own 146± acs of pristine NW beauty. A blend of open meadows, mature timber & 32± acs of productive tillable ground, this private retreat offers endless possibilities. The property features 2 residences: a spacious main hm with 3 bed/2.5 bths, a 2nd hm w/ 2 bed/1 bath perfect for multi-generational living, guest quarters, or rental income. A variety of well-built outbuildings each equipped w/cement floors, power & metal roofing provides excellent utility, including an 1,800 sq. ft. shop, a dedicated RV shop, a 5 door mach. shop. Take in breathtaking views of Lake Roosevelt, watch wildlife roam freely & enjoy the peace of your secluded sanctuary. Perfect if you're seeking an estate, family campground, working farm, or investment property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
5/10
Inchelium Middle SchoolGrades 6-85.6 mi
6/10
Inchelium High SchoolGrades 9-125.6 mi

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Concrete Perimeter,Crawl Space
  • Roof: Metal
  • Construction materials: Hardboard,Metal Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Refrigerator,Range Hood,Electric Range,Dishwasher,Cooktop
  • Laundry features: Main Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5

Features

  • Kitchen Island,Vaulted Ceiling(s),Ceiling Fan(s),Central Vacuum
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Wood Stove,Oil,Heat Pump,Wall Furnace,Forced Air,Free Standing,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,680
  • Total interior livable area: 4,680 sqft

Property

Details

  • Parcel number: 63101110001000,6323640001005

Features

  • Stories: 2
  • Patio & porch: Porch,Covered,Deck

Lot

  • Lot size: 146 Acres
  • Lot size dimensions: Irregular

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Wildfire
Cold Wave
Inland Flooding
Landslide
Winter Weather

FEMA Declared Disasters in Ferry County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,930$59,160
Home Insurance *$356$4,272
Property Taxes $588$7,056
Electricity $320$3,841
Total$6,194$74,328
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$212,365/yr
40% on housing$185,820/yr
45% on housing$165,173/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.9%
15.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 99138$203
Ferry County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 99138
Ferry County$224

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-21Listed for sale$975,000
2025-08-01Listing removed$990,000
2025-03-19Price change$990,000
2024-07-19Listed for sale$1,200,000

For Sale by Agent

AgentSherri Dotts Team
BrokerageKELLER WILLIAMS REALTY COLVILLE

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