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300 Woods Point Rd, Chester, MD, 21619

3beds
2baths
1,704sqft
$2,840,000
$1,667price/sqft
$17,479/moest. monthly cost
$699,160/yrincome needed

About This Home

Privacy without isolation - Rare Find - 2 comfy houses on one waterfront property! Each with unobstructed views of the picturesque Cox Creek before it enters the Bay. Discover a captivating traditional charm in this vintage cape cod ( 3-bedrooms, 2-bathrooms) recently updated in spring 2026. The former detached garage converted into the guest cottage (2BR, 1.5 BA) has a fabulous screened porch you'll spend endless hours on. A separate building provides versatile storage for equipment or hobbies. Nestled in a serene rural setting, this home boasts picturesque views along the banks of Cox Creek, offering panoramic western vistas that will take your breath away, especially as the sun sets on the horizon. Step inside to find a thoughtfully designed interior featuring rich wood floors in most rooms. Upgraded countertops and new appliances elevate the kitchen, convenient to the screened porch perfect for gatherings. The living room, complete with a brick fireplace, invites warmth and relaxation. Enjoy the convenience of an entry-level bedroom, or home office, in this traditional floor plan that flows seamlessly throughout. The exterior amenities are equally impressive, featuring a private shoreline and a circular gravel driveway that accommodates ample parking. With 548 feet of waterfrontage, indulge in fishing, boating, or simply soaking in the tranquil surroundings. The property includes a private dock with electric hoist and ramp, making water access effortless. . The secluded parcel offers year-round access, ensuring your retreat is always within reach. This home is not just a residence; it's a lifestyle waiting to be embraced. Don't miss the opportunity to make this serene haven your own! Less than 30 minutes to Annapolis, 50 minutes to Baltimore or DC.. Convenient to area restaurants and points of interest. Not under subdivision restrictions. Perfect for multi-generational living, private guest quarters, or possible rental income. Room for expansion of living spaces, outdoor sports court, horseshoes, bocci, or gardens.. Former waterside pool could be revitalized, subject to county approval.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

7/10
Matapeake Middle SchoolGrades 6-81.7 mi
5/10
Kent Island High SchoolGrades 9-122.9 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1928

Materials

  • Foundation: Block,Crawl Space
  • Roof: Architectural Shingle
  • Construction materials: Mixed,Stick Built

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Self Cleaning Oven,Oven/Range - Electric,Range Hood,Refrigerator,Stainless Steel Appliance(s),Washer,Electric Water Heater
  • Laundry features: Has Laundry

Basement

  • Area: 312

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Interior Entry,Partial,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Bathroom - Tub Shower,Entry Level Bedroom,Floor Plan - Traditional,Kitchen - Table Space,Upgraded Countertops
  • Window features: Double Hung,Energy Efficient,Screens
  • Flooring: Wood,Hardwood,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Brick,Mantel(s),Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 1,704

Heating & Cooling

  • Heating features: Zoned,Other,Electric,Oil
  • Cooling features: Central Air,Ductless,Humidity Control,Zoned,Electric

Interior Area

  • Total structure area: 2,476
  • Total interior livable area: 1,704 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1804011252
  • Zoning: NC-20
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Porch,Deck
  • Exterior features: Rain Gutters,Private Beach,Flood Lights
  • Has view: Yes
  • View description: Panoramic,Scenic Vista,River,Water
  • Has water view: Yes
  • Water view: River,Water
  • On waterfront: Yes
  • Waterfront features: Boat/Launch Ramp - Private,Sandy Beach,Canoe/Kayak,Fishing Allowed,Personal Watercraft (PWC),Private Access,Sail,Swimming Allowed,Waterski/Wakeboard,Boat - Powered
  • Waterbody name: Cox Creek
  • Frontage length: Water Frontage Ft: 548

Lot

  • Lot size: 4.01 Acres
  • Features: Bulkheaded,Fishing Available,Hunting Available,Not In Development,Private,Secluded,Year Round Access,Rural
  • Lot size dimensions: 548' of protected shoreline

Parking

  • Total spaces: 10
  • Parking features: Circular Driveway,Gravel,Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 10

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Coastal Flooding
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $14,360$172,320
Home Insurance *$650$7,800
Property Taxes $2,188$26,256
Electricity $281$3,374
Total$17,479$209,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$599,280/yr
40% on housing$524,370/yr
45% on housing$466,106/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,667This listing

vs Other Active Listings

Avg $/sqft

ZIP 21619$239
Queen Anne's County$261

vs Homes Sold Last Month

Median $/sqft

ZIP 21619$267
Queen Anne's County$235

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$2,840,000

For Sale by Agent

AgentElinor Warring
BrokerageTidewater Properties

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