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200 Ackerman Dr, Stevensville, MD, 21666

4beds
3baths
2,240sqft
$599,999
$268price/sqft
$3,994/moest. monthly cost
$159,760/yrincome needed

About This Home

Experience coastal living at its finest in this stunning 2024-built home located in the sought-after Romancoke community, just steps from the Chesapeake Bay. This beautifully appointed 4-bedroom, 2.5-bath home offers the perfect combination of modern design, comfort, and convenience. The spacious open-concept floor plan is ideal for entertaining, featuring seamless flow between the living, dining, and kitchen areas. High-end custom window blinds add a touch of elegance throughout, while the fully fenced backyard creates the perfect private retreat for relaxing, hosting gatherings, or enjoying time with family and pets. Perfectly situated on a quiet private road, this home offers a peaceful setting with easy access to the bay, making it ideal for boating, fishing, kayaking, or simply enjoying breathtaking waterfront sunsets. Connected to public sewer and built in 2024, you'll enjoy the benefits of newer construction with the peace of mind that comes with modern systems and finishes. Don't miss this opportunity to own a like-new coastal retreat in one of Kent Island's most desirable waterfront communities!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

9/10
7/10
Matapeake Middle SchoolGrades 6-85.8 mi
5/10
Kent Island High SchoolGrades 9-128.1 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Crawl Space
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding

Other

  • Builder model: Denton
  • Builder name: HowMar Builders

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Dryer,Ice Maker,Oven/Range - Electric,Refrigerator,Stainless Steel Appliance(s),Washer,Water Conditioner - Owned,Electric Water Heater
  • Laundry features: Upper Level

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 4

Features

  • Bathroom - Walk-In Shower,Ceiling Fan(s),Open Floorplan,Kitchen Island,Primary Bath(s),Recessed Lighting
  • Window features: Double Pane Windows,Insulated Windows,Low Emissivity Windows,Vinyl Clad
  • Flooring: Carpet
  • Number of fireplaces: 1
  • Fireplace features: Glass Doors,Gas/Propane
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,240

Heating & Cooling

  • Heating features: Central,Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,240
  • Total interior livable area: 2,240 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1804017234
  • Zoning: NC-20
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Waterfront features: Private Access,Swimming Allowed,Bay
  • Waterbody name: Chesapeake Bay

Lot

  • Lot size: 0.34 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Garage Door Opener,Inside Entrance,Concrete,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$223$2,676
Property Taxes $453$5,436
Electricity $285$3,424
Total$3,994$47,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,937/yr
40% on housing$119,820/yr
45% on housing$106,506/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$268This listing

vs Other Active Listings

Avg $/sqft

ZIP 21666$286
Queen Anne's County$271

vs Homes Sold Last Month

Median $/sqft

ZIP 21666$266
Queen Anne's County$235

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$599,999
2025-02-18Sold$575,000
2025-01-20Pending sale$559,888
2025-01-17Listed for sale$559,888
2024-11-26Sold$560,000
2024-11-25Contingent$575,000
2024-11-25Listed for sale$575,000
2024-10-25Listing removed$575,000
2024-09-13Price change$575,000
2024-05-17Listed for sale$585,000
2023-04-14Sold$71,462
2023-03-15Contingent$85,000
2023-02-26Listed for sale$85,000

For Sale by Agent

AgentSamantha Allen
BrokerageRise Real Estate, LLC

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