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313 Columbia Ln, Stevensville, MD, 21666

3beds
3baths
2,230sqft
$799,990
$359price/sqft
$5,245/moest. monthly cost
$209,800/yrincome needed

About This Home

Experience the exceptional craftsmanship of Schaefer Homes with the Raleigh floorplan, now offered in the highly desirable water-access community of Queen Anne’s Colony. This thoughtfully designed new construction home offers the ease of single-level living, blending timeless coastal style with modern functionality—perfect for both everyday living and effortless entertaining. The heart of the home features a designer kitchen with an oversized island, quartz countertops, and stainless steel appliances, all flowing seamlessly into a stunning vaulted family room that creates an open, airy feel. Enjoy an unbeatable location surrounded by serene water views, quiet streets, and a welcoming community atmosphere. Residents have convenient access to Queen Anne Marina—ideal for boating enthusiasts—as well as the nearby Blue Heron Golf Course for a relaxing day on the greens. Just minutes away, you’ll find a variety of waterfront dining and locally loved restaurants that capture the charm of the area. This is a rare opportunity to own a beautifully crafted Schaefer home in one of the region’s most sought-after communities—don’t miss your chance to make it yours.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

9/10
7/10
Matapeake Middle SchoolGrades 6-84.1 mi
5/10
Kent Island High SchoolGrades 9-126.5 mi

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle,Asphalt
  • Construction materials: Stick Built,Stone,Vinyl Siding

Other

  • Builder model: Raleigh
  • Builder name: Schaefer Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Bathroom1

  • Level: Main

Bathroom2

  • Level: Main

Bathroom3

  • Level: Main

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Features

  • Bathroom - Walk-In Shower,Bathroom - Tub Shower,Dining Area,Entry Level Bedroom,Family Room Off Kitchen,Open Floorplan,Kitchen Island,Recessed Lighting,Walk-In Closet(s),9'+ Ceilings,Dry Wall
  • Door features: ENERGY STAR Qualified Doors
  • Window features: ENERGY STAR Qualified Windows,Energy Efficient
  • Flooring: Luxury Vinyl,Carpet
  • Finished area below ground: 0
  • Finished area above ground: 2,230

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,230
  • Total interior livable area: 2,230 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1804059948
  • Zoning: NC-15
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.45 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Garage Door Opener,Inside Entrance,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,045$48,540
Home Insurance *$298$3,576
Property Taxes $618$7,416
Electricity $284$3,409
Total$5,245$62,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$179,828/yr
40% on housing$157,350/yr
45% on housing$139,866/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$359This listing

vs Other Active Listings

Avg $/sqft

ZIP 21666$283
Queen Anne's County$270

vs Homes Sold Last Month

Median $/sqft

ZIP 21666$266
Queen Anne's County$235

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-24Price change$799,990
2026-03-06Listed for sale$749,990
2023-03-16Listing removed--
2021-03-16Sold$62,000
2021-02-21Pending sale$75,000
2020-12-27Listed for sale$75,000

New Construction

AgentJamie Richardson
BrokerageRE/MAX United Real Estate

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