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116 Mallard Dr, Stevensville, MD, 21666

3beds
2baths
1,976sqft
$669,900
$339price/sqft
$4,485/moest. monthly cost
$179,400/yrincome needed

About This Home

Priced below Market!! Recently appraised at $690,000. Truly a Rare Find on Kent Island’s Eastern Shore. Welcome to your private retreat on beautiful Kent Island, where nature, comfort, and timeless design come together effortlessly. From the moment you arrive, you’ll be captivated by serene views of Mallard Pond, best enjoyed from the expansive front porch or the charming screened-in side porch—perfect for morning coffee or peaceful evenings. Nestled on 1.1 acres, this thoughtfully designed home offers nearly 2,000 square feet of inviting living space, along with a spacious two-car garage. Built in 2000, the home seamlessly blends with its natural surroundings while providing modern comfort and easy living. Inside, an open-concept floor plan creates a warm and welcoming atmosphere—ideal for both everyday living and entertaining. The kitchen is beautifully appointed with granite countertops and updated appliances, flowing effortlessly into the main living areas. The primary suite is a true retreat, featuring a walk-in closet and a luxurious en-suite bath complete with a soaking tub. Two additional generously sized bedrooms boast vaulted ceilings and share a well-appointed hall bath. Looking for room to grow? The unfinished second floor offers incredible potential, already roughed-in for three additional bedrooms and a full bath—perfect for expanding your living space or creating a custom getaway. Designed with ease in mind, the home features a low-maintenance exterior and a newer furnace (just 5 years old), offering both peace of mind and convenience. Step outside and experience your own Eastern Shore oasis—watch ducks glide across the pond, deer wander through the landscape, and enjoy the tranquility of protected natural surroundings. The community-owned Mallard Pond and preserved woodlands ensure your views remain peaceful and unspoiled. Ideally located, this home is just a short walk to a public golf course, the Kent Island Trail, waterfront parks, piers, and moments from the Chesapeake Bay. This is more than a home, it’s a lifestyle. Schedule your private tour today and experience the beauty and serenity for yourself.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

9/10
7/10
Matapeake Middle SchoolGrades 6-84.1 mi
5/10
Kent Island High SchoolGrades 9-126.4 mi

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Crawl Space,Block
  • Roof: Architectural Shingle
  • Construction materials: Batts Insulation,Block,CPVC/PVC,Rough-In Plumbing,Stick Built,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Down Draft,Dishwasher,Dryer,Dual Flush Toilets,Energy Efficient Appliances,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Freezer,ENERGY STAR Qualified Refrigerator,Water Treat System,Water Heater
  • Laundry features: Has Laundry,Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Sump Pump

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Attic,Breakfast Area,Ceiling Fan(s),Combination Dining/Living,Crown Molding,Dining Area,Family Room Off Kitchen,Open Floorplan,Floor Plan - Traditional,Eat-in Kitchen,Kitchen - Table Space,Primary Bath(s),Pantry,Upgraded Countertops,Walk-In Closet(s),Dry Wall,Vaulted Ceiling(s)
  • Door features: ENERGY STAR Qualified Doors,Six Panel,Insulated,Sliding Glass
  • Window features: Bay/Bow,Double Pane Windows,Energy Efficient,Insulated Windows,Screens
  • Flooring: Carpet,Laminate,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,976

Foyer

  • Level: Main

Heating & Cooling

  • Heating features: Ceiling,Forced Air,Humidity Control,Programmable Thermostat,Heat Pump,Other,Central,Propane
  • Cooling features: Ceiling Fan(s),Central Air,Programmable Thermostat,Electric

Interior Area

  • Total structure area: 3,276
  • Total interior livable area: 1,976 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Other

  • Level: Upper

Primary Bedroom

  • Level: Main

Screened Porch

  • Level: Main

Storage Room

  • Level: Upper

Utility Room

  • Level: Main

Property

Accessibility

  • Accessibility features: 2+ Access Exits,Doors - Swing In,Accessible Entrance,Low Pile Carpeting

Details

  • Parcel number: 1804098447
  • Zoning: CS
  • Special condition: Standard
  • Exclusions: Current Kitchen Light / Fan And Side Porch Light / Fan Will Be Removed And Replaced With New Lights. The Dining Room Light Will Be Removed And Replaced With A New Light.

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck,Enclosed,Porch,Patio,Screened,Screened Porch
  • Exterior features: Lighting,Flood Lights,Satellite Dish
  • Has view: Yes
  • View description: Pond,Trees/Woods
  • Has water view: Yes
  • Water view: Pond
  • Waterfront features: Pond
  • Frontage type: Road Frontage

Lot

  • Lot size: 1.10 Acres
  • Features: Backs to Trees,Cul-De-Sac,Front Yard,Landlocked,Level,No Thru Street,Open Lot,Wooded,Private,Rear Yard,Secluded,SideYard(s),Unrestricted

Parking

  • Total spaces: 2
  • Parking features: Storage,Built In,Covered,Garage Faces Side,Garage Door Opener,Inside Entrance,Oversized,Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,387$40,644
Home Insurance *$250$3,000
Property Taxes $567$6,804
Electricity $281$3,374
Total$4,485$53,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,771/yr
40% on housing$134,550/yr
45% on housing$119,600/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$339This listing

vs Other Active Listings

Avg $/sqft

ZIP 21666$285
Queen Anne's County$270

vs Homes Sold Last Month

Median $/sqft

ZIP 21666$266
Queen Anne's County$235

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$670,000
2026-04-20Listed for sale$674,900
2026-04-19Listing removed$674,900
2026-04-10Price change$674,900
2026-03-22Price change$679,900
2026-03-05Price change$689,900
2026-02-18Price change$699,900
2026-02-03Price change$705,000
2026-01-12Price change$710,000
2025-11-09Price change$715,000
2025-10-22Price change$725,000
2025-10-19Listed for sale$749,000
2020-10-08Sold$450,000
2020-07-17Pending sale$462,000
2020-06-12Price change$462,000
2020-06-05Price change$463,000
2020-05-30Price change$464,000
2020-05-21Price change$465,000
2020-05-15Price change$466,000
2020-05-08Price change$467,000
2020-05-01Price change$468,000
2020-04-23Price change$469,000
2020-02-27Price change$470,000
2020-02-23Price change$473,000
2020-02-17Listed for sale$474,000
1993-06-03Sold$60,000

For Sale by Agent

AgentStephanie Smith
BrokerageSelect Premium Properties, Inc

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