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121 Marshy Creek Rd, Grasonville, MD, 21638

3beds
2baths
1,396sqft
$449,000
$322price/sqft
$3,055/moest. monthly cost
$122,200/yrincome needed

About This Home

Immaculately maintained and tucked away on a quiet street, this charming home offers the perfect blend of privacy and convenience with easy access to Route 50—ideal for commuters. Thoughtfully designed as an elevated residence, the home is built above grade to help reduce flood risk while providing a versatile lower level complete with a hobby room and attached garage. The main living level boasts a bright, open-concept floor plan where the kitchen, dining, and living areas flow seamlessly together, creating an inviting space for both everyday living and entertaining. A beautiful sunroom, surrounded by windows, fills the home with abundant natural light and opens to a wraparound balcony, extending the living space outdoors. Also on the main level is a flexible bonus room that can easily serve as a home office, den, studio, or other space to suit your lifestyle. Upstairs, you'll find two spacious bedrooms, a full bath, and a conveniently located laundry area. Large windows throughout the home create a warm, light-filled atmosphere, while the fully fenced yard provides a secure space for pets, play, or outdoor enjoyment. Combining comfort, versatility, and an excellent location, this delightful property is a must-see for buyers seeking a peaceful setting with convenient access to shopping, dining, and major commuter routes.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

9/10
6/10
5/10
Kent Island High SchoolGrades 9-125.2 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 2018

Materials

  • Foundation: Block,Concrete Perimeter,Flood Vent
  • Construction materials: Block,Blown-In Insulation,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Coastal
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Dryer,Exhaust Fan,Self Cleaning Oven,Oven/Range - Electric,Stainless Steel Appliance(s),Refrigerator,Washer,Water Heater,Water Conditioner - Owned,Electric Water Heater
  • Laundry features: Laundry Room

Bathroom1

  • Level: Upper

Bathroom2

  • Level: Upper

Bedroom1

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Upper

Features

  • Finished area above ground: 1,396

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,396
  • Total interior livable area: 1,396 sqft

Kitchen

  • Level: Upper

Laundry

  • Level: Upper

Living Room

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Upper

Property

Accessibility

  • Accessibility features: 2+ Access Exits

Details

  • Parcel number: 1805015618
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Screened,Deck
  • Exterior features: Lighting,Rain Gutters,Flood Lights,Balcony
  • Fencing: Full

Lot

  • Lot size: 0.51 Acres

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Side,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$144$1,728
Property Taxes $360$4,320
Electricity $281$3,374
Total$3,055$36,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,742/yr
40% on housing$91,650/yr
45% on housing$81,466/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$322This listing

vs Other Active Listings

Avg $/sqft

ZIP 21638$274
Queen Anne's County$271

vs Homes Sold Last Month

Median $/sqft

ZIP 21638$250
Queen Anne's County$235

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Contingent$425,000
2026-08-05Price change$425,000
2026-07-17Listed for sale$449,000
2018-02-07Sold$92,200
2017-10-30Listed for sale$299,900
2017-02-17Sold$49,900

For Sale by Agent

AgentTracy Higgs Wagner
BrokerageMeredith Fine Properties

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