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901 Chester River Dr, Grasonville, MD, 21638

2beds
1baths
889sqft
$329,000
$370price/sqft
$2,298/moest. monthly cost
$91,920/yrincome needed

About This Home

OPEN HOUSE, Sunday Aug 23, 9-12. Huge price drop so come on out & discover this charming water view cottage nestled in the sought after water privileged Chester River Beach community. This remodeled & inviting home offers the perfect balance of comfort, convenience & lifestyle with plenty of room to add on or up & expand to capture water views. This property is on public sewer. You’ll love spending relaxing mornings or evenings on the front patio or watch the sun set from the waterfront park/boat launch just steps away. Wonderful location, just minutes away from local parks, marina’s, cross island trail, hospitals, restaurants, shopping, recreational activities & convenient to route 50. Check out the virtual tour. Sold As Is at this amazing price. For a limited time only, four lots including the cottage, totaling 18 acres (which may have further subdivision potential), is being offered at $1,650,000. Potential investment opportunity.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

9/10
6/10
5/10
Kent Island High SchoolGrades 9-125.6 mi

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Crawl Space,Slab
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven/Range - Electric,Refrigerator,Washer/Dryer Stacked,Electric Water Heater

Bathroom1

  • Level: Main

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Family Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Entry Level Bedroom,Open Floorplan
  • Finished area above ground: 889

Heating & Cooling

  • Heating features: Other,Electric
  • Cooling features: Ductless,Electric

Interior Area

  • Total structure area: 889
  • Total interior livable area: 889 sqft

Kitchen

  • Level: Main

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 1805010667
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Waterfront features: River
  • Waterbody name: Chester River

Lot

  • Lot size: 0.35 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,663$19,956
Home Insurance *$105$1,260
Property Taxes $249$2,988
Electricity $281$3,374
Total$2,298$27,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,788/yr
40% on housing$68,940/yr
45% on housing$61,280/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$370This listing

vs Other Active Listings

Avg $/sqft

ZIP 21638$277
Queen Anne's County$272

vs Homes Sold Last Month

Median $/sqft

ZIP 21638$250
Queen Anne's County$235

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$299,900
2026-07-22Price change$329,000
2026-07-04Listed for sale$349,000
2026-03-27Sold$900,000
2022-08-25Sold$750,000
2022-08-15Pending sale$325,000
2022-08-02Contingent$325,000
2022-07-17Listed for sale$325,000
2022-07-01Listing removed$795,000
2021-04-20Listed for sale$795,000
2021-02-08Listing removed--

For Sale by Agent

AgentBrenda Fornos
BrokerageTaylor Properties

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