27174 Champ Wharf Rd, Princess Anne, MD, 21853
About This Home
MOTIVATED SELLER HOME WARRANTY AVAILABLE WITH ACCEPTED OFFER The perfect getaway! This beautiful 2 bedroom 2 bath waterfront home is located on the quiet St Peter's Creek. This well maintained home has a new well and water filtration system along with new bathrooms and flooring. You will be surrounded by open country side and the soothing sounds of nature for a perfect backdrop for both relaxation and adventure. This peaceful environment invites you to slow down and appreciate the simple joys of life . Entertain on the large deck or just relax with your favorite book. Launch your kayak, canoe or paddleboard from the convenience of your backyard or access the St. Peter's Marina, just a few hundred yards away, with a larger vessel. This home is must see to be appreciated. HOME WARRANTY AVAILABLE WITH ACCEPTED OFFER
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Very Good
- Year built: 1987
Materials
- Foundation: Crawl Space
- Construction materials: Frame,Masonry
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch/Rambler
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 2
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area above ground: 1,232
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,232
- Total interior livable area: 1,232 sqft
Property
Accessibility
- Accessibility features: Accessible Entrance
Details
- Parcel number: 2002026783
- Zoning: MRC
- Special condition: Standard
- Exclusions: All Furniture And Washer / Dryer
Features
- Levels: One
- Stories: 1
- Pool features: None
- Has view: Yes
- View description: Bay,Marina,River,Water
- Has water view: Yes
- Water view: Bay,Marina,River,Water
- On waterfront: Yes
- Waterfront features: Creek/Stream,Boat - Powered,Canoe/Kayak,Fishing Allowed,Personal Watercraft (PWC),Sail,Waterski/Wakeboard,River
- Waterbody name: St Peter Creek
- Frontage length: Water Frontage Ft: 120
Lot
- Lot size: 0.36 Acres
Parking
- Parking features: Driveway,On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Wildfire
- Cold Wave
- Hurricane
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,514 | $18,168 |
| Home Insurance * | $138 | $1,656 |
| Property Taxes | $174 | $2,088 |
| Electricity | $281 | $3,374 |
| Total | $2,107 | $25,284 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-25 | Listed for sale | $299,500 |
| 2026-01-01 | Listing removed | $275,000 |
| 2025-10-01 | Price change | $275,000 |
| 2025-07-30 | Listed for sale | $285,000 |
| 2024-11-04 | Listing removed | $269,000 |
| 2024-10-22 | Price change | $269,000 |
| 2024-09-01 | Price change | $279,000 |
| 2024-08-08 | Price change | $289,000 |
| 2024-07-09 | Price change | $299,000 |
| 2024-05-24 | Listed for sale | $310,000 |
| 2022-11-08 | Sold | $245,000 |
| 2022-10-10 | Pending sale | $269,900 |
| 2022-09-28 | Price change | $269,900 |
| 2022-09-19 | Price change | $275,000 |
| 2022-09-07 | Listed for sale | $285,000 |
| 2020-05-04 | Sold | $162,500 |
| 2020-04-08 | Pending sale | $179,900 |
| 2020-02-13 | Listed for sale | $179,900 |
| 2019-11-06 | Listing removed | $179,900 |
| 2019-06-17 | Price change | $179,900 |
| 2018-07-06 | Listed for sale | $199,900 |
For Sale by Agent
View on Zillow