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25980 Rumbley Rd, Westover, MD, 21871

3beds
2baths
2,200sqft
$549,333
$250price/sqft
$4,298/moest. monthly cost
$171,920/yrincome needed

About This Home

Waterfront 2 subdivided lots totaling 2+ acres. Main home and tenant house and duck blind on the water with small pier. Public water. Private septic. Open concept. Great room 44x16. 2 Balconies. 2 multi level decks. Gas cooking. Spiral stairs and dumb waiter to lower level. Brazilian hardwood, ceramic tile, porcelain tile floors. Custom kitchen with huge center island. Fantastic views for miles from every window. Goose Creek Marina, Pub and Free boat launch. Small house has 1 bath, 1 bedroom, kitchen and dining room combo, separate driveway. 20x 10 storage shed. Above ground pool. Main house is open concept, 3 bedrooms, 2.5 baths, huge open space on both levels. Not a drive by! Please view all pictures and descriptions. Call for additional info and appointment to view .

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10

Construction

Condition

  • Property condition: Very Good
  • Year built: 2018

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Advanced Framing,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Built-In Range,Self Cleaning Oven,Stainless Steel Appliance(s),Water Heater,Oven/Range - Gas,Refrigerator,Washer,Dryer,Electric Water Heater
  • Laundry features: Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Features: Flooring - Carpet
  • Level: Main
  • Area: 132
  • Dimensions: 11 X 12

Bedroom3

  • Features: Flooring - Carpet
  • Level: Main
  • Area: 132
  • Dimensions: 11 X 12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 225
  • Dimensions: 15 X 15

Features

  • 2nd Kitchen,Ceiling Fan(s),Curved Staircase,Dining Area,Entry Level Bedroom,Exposed Beams,Open Floorplan,Kitchen - Country,Eat-in Kitchen,Kitchen Island,Primary Bath(s),Primary Bedroom - Bay Front,Walk-In Closet(s),Beamed Ceilings,Cathedral Ceiling(s)
  • Door features: Insulated
  • Window features: Double Pane Windows
  • Flooring: Carpet,Ceramic Tile,Concrete,Hardwood,Wood
  • Fireplace features: Wood Burning Stove
  • Finished area below ground: 700
  • Finished area above ground: 1,500

Great Room

  • Features: Cathedral/Vaulted Ceiling
  • Level: Main
  • Area: 704
  • Dimensions: 16 X 44

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 3,050
  • Total interior livable area: 2,200 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen Island
  • Level: Main
  • Area: 336
  • Dimensions: 16 X 21

Kitchen

  • Level: Lower
  • Area: 216
  • Dimensions: 12 X 18

Laundry

  • Level: Main
  • Area: 72
  • Dimensions: 6 X 12

Living Room

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 378
  • Dimensions: 18 X 21

Other

  • Level: Lower
  • Area: 1496
  • Dimensions: 34 X 44

Primary Bedroom

  • Features: Flooring - HardWood,Balcony Access
  • Level: Main
  • Area: 270
  • Dimensions: 15 X 18

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2006095585
  • Zoning: MRC
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Above Ground,Private
  • Patio & porch: Deck
  • Exterior features: Extensive Hardscape,Lighting,Storage,Other,Balcony
  • Has view: Yes
  • View description: Bay,Garden,Marina,Scenic Vista
  • Has water view: Yes
  • Water view: Bay,Marina
  • Waterfront features: Bayfront
  • Frontage type: Road Frontage

Lot

  • Lot size: 2.43 Acres
  • Features: Additional Lot(s),Irregular Lot,Landscaped,Level,Not In Development,Premium,Rip-Rapped,Rural,Sandy
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Parking features: Gravel,Off Street,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Strong Wind
Drought
Ice Storm
Lightning
Wildfire
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,777$33,324
Home Insurance *$145$1,740
Property Taxes $1,095$13,140
Electricity $281$3,374
Total$4,298$51,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,360/yr
40% on housing$128,940/yr
45% on housing$114,613/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.7%
-3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 21871$398
Somerset County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 21871
Somerset County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Price change$549,333
2026-03-27Listed for sale$589,333
2025-11-30Listing removed$649,333
2025-10-01Listed for sale$649,333
2003-11-14Sold$55,000

For Sale by Agent

AgentSteve Kuzma
BrokerageWeichert, Realtors - Diana Realty

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