10762 Toddville Rd, Chance, MD, 21821
About This Home
Tucked away in a peaceful neighborhood next to Deal Island and the shores of Tangier Sound, this ranch-style home offers comfort and opportunity. Set on a 1-acre cleared, corner lot, the property provides plenty of room for outdoor entertaining, gardening, or future expansion. Enjoy the best of both worlds—serene coastal living with the convenience of Salisbury just under 30 minutes away, giving you easy access to shopping, dining, and recreation. The surrounding community is warm and welcoming, making it an ideal setting for those seeking a quiet retreat near the water without sacrificing everyday essentials. This 2-bedroom, 1-bath home is being sold as-is and has been refreshed with new paint, offering a clean slate for your vision. With a bit of updating and remodeling, it’s a fantastic opportunity for investors or buyers ready to make it their own. Key updates include a BAT septic system installed in 2009, a new water pump in 2022, HVAC in 2024, and a Sentricon termite bait system added in April 2026—providing peace of mind as you plan your next steps.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Average
- Year built: 1951
Materials
- Foundation: Crawl Space,Block
- Roof: Shingle,Asphalt
- Construction materials: Frame,Stick Built,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch/Rambler
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Water Heater,Washer/Dryer Stacked,Oven/Range - Electric,Microwave,Water Conditioner - Owned,Disposal,Electric Water Heater
Bathroom1
- Level: Main
Bedroom1
- Level: Main
- Area: 144
- Dimensions: 12 X 12
Bedroom2
- Level: Main
- Area: 96
- Dimensions: 8 X 12
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Finished area below ground: 0
- Finished area above ground: 932
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Heat Pump,Electric
Interior Area
- Total structure area: 932
- Total interior livable area: 932 sqft
Kitchen
- Level: Main
- Area: 120
- Dimensions: 10 X 12
Living Room
- Level: Main
- Area: 260
- Dimensions: 13 X 20
Other
- Level: Main
- Area: 80
- Dimensions: 8 X 10
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 2009161147
- Zoning: R-1
- Special condition: Probate Listing
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Deck
Lot
- Lot size: 1 Acres
- Features: Cleared,Corner Lot
Parking
- Parking features: Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Wildfire
- Cold Wave
- Hurricane
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $556 | $6,672 |
| Home Insurance * | $154 | $1,848 |
| Property Taxes | $90 | $1,080 |
| Electricity | $281 | $3,374 |
| Total | $1,081 | $12,972 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-02 | Listed for sale | $125,000 |
| 2000-01-06 | Sold | $41,900 |
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