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23483 Beckett Rd, Chance, MD, 21821

3beds
2baths
1,397sqft
$232,000
$166price/sqft
$1,820/moest. monthly cost
$72,800/yrincome needed

About This Home

Escape to the charm of coastal country living at 23483 Beckett Rd in Deal Island, where peace, space, and modern comfort meet. Nestled on 1.43 acres and not in a flood zone, this fully renovated 3-bedroom, 2-bath farmhouse blends timeless appeal with thoughtful upgrades, creating the perfect getaway or full-time residence. Inside, you’ll find brand-new luxury vinyl plank flooring, new stainless steel appliances, a new roof, and even a backup generator for peace of mind. The inviting primary suite features both a walk-in shower and a spacious walk-in closet. A finished attic offers flexible space ideal for a home office, playroom, or hobby area. Outside, enjoy easy-care landscaping, a gravel-filled driveway, a storage shed, garage, cozy firepit, and a charming new front walkway that sets the tone the moment you arrive. Soak up the Eastern Shore lifestyle—cast a line or go crabbing, explore nearby public hunting grounds, visit the local beach or launch your boat from one of three local marinas. This property offers modern comfort with small-town charm, giving you the perfect chance to relax, recharge, and truly live life surrounded by the beauty of Deal Island.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Deal Island SchoolGrades PK-51.8 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1920

Materials

  • Foundation: Brick/Mortar,Crawl Space
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2022

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse/National Folk
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Main Level

Bedroom1

  • Level: Main
  • Area: 156
  • Dimensions: 12 X 13

Bedroom3

  • Level: Upper
  • Area: 156
  • Dimensions: 12 X 13

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Bonus Room

  • Level: Upper
  • Area: 48
  • Dimensions: 6 X 8

Features

  • Attic,Bathroom - Stall Shower,Bathroom - Tub Shower,Upgraded Countertops,Walk-In Closet(s)
  • Door features: Insulated,Six Panel
  • Window features: Double Pane Windows,Replacement,Vinyl Clad,Window Treatments
  • Flooring: Luxury Vinyl
  • Finished area above ground: 1,397

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Ductless,Electric

Interior Area

  • Total structure area: 1,709
  • Total interior livable area: 1,397 sqft

Kitchen

  • Level: Main
  • Area: 110
  • Dimensions: 10 X 11

Living Room

  • Level: Main
  • Area: 195
  • Dimensions: 13 X 15

Primary Bedroom

  • Level: Upper
  • Area: 143
  • Dimensions: 11 X 13

Utility Room

  • Level: Main
  • Area: 28
  • Dimensions: 4 X 7

Property

Accessibility

  • Accessibility features: Doors - Swing In

Details

  • Parcel number: 2009163239
  • Zoning: R-1
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Exterior features: Extensive Hardscape,Rain Gutters
  • Has view: Yes
  • View description: Trees/Woods
  • Waterfront features: Bay
  • Waterbody name: Tangier Sound

Lot

  • Lot size: 1.43 Acres
  • Features: Cleared,No Thru Street,Rural

Parking

  • Total spaces: 13
  • Parking features: Storage,Garage Faces Front,Circular Driveway,Driveway,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 12

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Wildfire
Cold Wave
Hurricane
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,173$14,076
Home Insurance *$154$1,848
Property Taxes $212$2,544
Electricity $281$3,374
Total$1,820$21,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,400/yr
40% on housing$54,600/yr
45% on housing$48,533/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.7%
-3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 21821$116
Somerset County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 21821
Somerset County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$250,000
2025-12-16Listing removed$255,000
2025-09-18Listed for sale$255,000
2023-07-31Sold$235,000
2023-07-03Pending sale$249,000
2023-05-24Price change$249,000
2023-03-03Price change$269,000
2023-03-01Listed for sale$289,000
2023-02-17Pending sale$289,000
2023-01-22Contingent$289,000
2022-12-27Price change$289,000
2022-10-31Listed for sale$299,900
2022-01-20Sold$24,675
2021-11-18Pending sale$35,000
2021-10-29Listed for sale$35,000
2013-10-11Sold$1,243

For Sale by Agent

AgentNicole Schreibstein Abbott
BrokerageNorthrop Realty

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