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11161 Roland Parks Rd, Chance, MD, 21821

3beds
4baths
1,550sqft
$249,900
$161price/sqft
$1,925/moest. monthly cost
$77,000/yrincome needed

About This Home

Welcome to your island escape in Chance, Maryland—a serene coastal retreat for true nature lovers, just steps from the Tangier Sound and a short boat ride to the Chesapeake Bay. This beautifully updated three-bedroom, three-bath home offers a sought-after first-floor primary suite, with two generously sized upstairs bedrooms featuring ample closet space. Designed for indoor-outdoor living, the home features three private screened-in porches—perfect for enjoying morning coffee, evening breezes, and peaceful sunsets year-round. Two oversized sheds (12x24 and 12x20) provide exceptional space for storage, hobbies, or a workshop. Inside, you’ll appreciate fresh paint throughout and brand-new heating and cooling systems, making this home truly move-in ready. Whether you’re searching for a weekend getaway or a full-time coastal residence, this property offers comfort, functionality, and charm. As an added bonus, the community features private beach access and boat access, offering effortless entry to some of the Bay’s best boating, fishing, and outdoor adventures—right from your own neighborhood. Don’t miss this rare opportunity to own a peaceful waterfront retreat in a truly special setting. And for a bit of fun—keep an eye out for a hidden Mickey during your tour!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Deal Island SchoolGrades PK-52.3 mi

Construction

Condition

  • Year built: 1977

Materials

  • Foundation: Block,Crawl Space
  • Construction materials: Frame,Vinyl Siding,Stick Built

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse/National Folk,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven/Range - Electric,Refrigerator,Washer,Water Heater,Washer/Dryer Stacked,Electric Water Heater
  • Laundry features: Lower Level

Bedroom1

  • Level: Main
  • Area: 195
  • Dimensions: 15 X 13

Bedroom2

  • Level: Upper
  • Area: 210
  • Dimensions: 15 X 14

Bedroom3

  • Level: Upper
  • Area: 414
  • Dimensions: 23 X 18

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 165
  • Dimensions: 15 X 11

Features

  • Breakfast Area,Built-in Features,Ceiling Fan(s),Combination Kitchen/Dining,Family Room Off Kitchen,Open Floorplan,Primary Bath(s),Walk-In Closet(s)
  • Door features: French Doors,Storm Door(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,550

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Ductless,Electric

Interior Area

  • Total structure area: 1,550
  • Total interior livable area: 1,550 sqft

Kitchen

  • Level: Main
  • Area: 150
  • Dimensions: 15 X 10

Living Room

  • Level: Main
  • Area: 242
  • Dimensions: 22 X 11

Other

  • Level: Main
  • Area: 132
  • Dimensions: 12 X 11

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 2009165371
  • Zoning: R-1
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Screened
  • Exterior features: Satellite Dish,Balcony
  • Spa features: Bath
  • Has view: Yes
  • View description: Bay
  • Has water view: Yes
  • Water view: Bay
  • Waterfront features: Bayblock

Lot

  • Lot size: 0.50 Acres
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Wildfire
Cold Wave
Hurricane
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$154$1,848
Property Taxes $227$2,724
Electricity $281$3,374
Total$1,925$23,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,000/yr
40% on housing$57,750/yr
45% on housing$51,333/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.7%
-3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 21821$115
Somerset County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 21821
Somerset County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-03Listed for sale$299,000
2025-11-25Listing removed$329,000
2025-09-15Price change$329,000
2025-07-28Price change$359,000
2025-06-11Listed for sale$369,000
2025-04-29Listing removed--
2025-04-07Listed for sale$300,000
2010-06-29Sold$170,000
2010-01-05Sold$160,000
2008-05-23Listing removed$315,000
2008-04-02Price change$315,000
2008-03-05Listed for sale$350,000
2007-06-22Sold$320,000
2006-03-15Sold$80,000

For Sale by Agent

AgentCasey Neves
BrokerageThe Parker Group

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