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6403 Bozman Neavitt Rd, Neavitt, MD, 21652

3beds
2baths
1,834sqft
$435,500
$237price/sqft
$3,004/moest. monthly cost
$120,160/yrincome needed

About This Home

A great new price for a terrific property! Located in Neavitt, a charming village of +/-seventy houses located at the end of a peninsula, it's about 12 miles from the shops and restaurants of St Michaels but is in another, quieter world. The village has its own park and playground, a public landing with a launch for canoes, an active community association, AND there are no St Michaels taxes! This home was thoroughly renovated in 2011 and the layout adapted for modern living, with light-filled rooms and a cleverly updated floor plan. The first-floor public spaces include a sitting room/office/entry, a generous living/dining room combination, and a handsome kitchen with water views, terrific storage, and room for a table and chairs. A laundry and full bath are down a short hallway. This floor also features a totally private primary suite with full bath, abundant closets, cathedral ceiling and windows with a direct view of Balls Creek. The second floor has two generous bedrooms, plus a short stairway to a balcony and deck with spectacular water views. The house has been freshly painted, is newly carpeted, and has been professionally cleaned.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
5/10

Construction

Condition

  • Property condition: Very Good
  • Year built: 1890

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2011

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Stainless Steel Appliance(s),Cooktop,Washer,Water Heater,Tankless Water Heater,Dishwasher,Dryer,Electric Water Heater
  • Laundry features: Dryer In Unit,Washer In Unit,Laundry Room

Bathroom1

  • Level: Main

Bathroom2

  • Level: Main

Bedroom2

  • Features: Flooring - Carpet
  • Level: Upper

Bedroom3

  • Features: Flooring - Carpet
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Family Room

  • Features: Flooring - Wood,Living/Dining Room Combo
  • Level: Main

Features

  • Kitchen - Gourmet,Breakfast Area,Combination Kitchen/Living,Kitchen - Table Space,Eat-in Kitchen,Entry Level Bedroom,Primary Bath(s),Floor Plan - Traditional,Dry Wall
  • Window features: Double Hung,Replacement,Screens,Window Treatments
  • Flooring: Carpet,Vinyl,Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,834

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump,Electric

Interior Area

  • Total structure area: 1,834
  • Total interior livable area: 1,834 sqft

Kitchen

  • Features: Flooring - Tile/Brick,Countertop(s) - Solid Surface,Double Sink,Flooring - Vinyl,Eat-in Kitchen
  • Level: Main

Laundry

  • Level: Main

Living Room

  • Features: Flooring - Carpet
  • Level: Main

Primary Bedroom

  • Features: Flooring - Other,Attached Bathroom,Bathroom - Tub Shower,Primary Bedroom - Dressing Area
  • Level: Main

Property

Accessibility

  • Accessibility features: Accessible Doors

Details

  • Parcel number: 2102067692
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Roof Deck
  • Exterior features: Extensive Hardscape,Balcony
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterbody name: Broad Creek

Lot

  • Lot size: 0.39 Acres
  • Features: Corner Lot,Open Lot,Rear Yard,Corner Lot/Unit

Parking

  • Total spaces: 2
  • Parking features: Crushed Stone,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Heat Wave
Lightning
Cold Wave
Hurricane
Strong Wind
Wildfire
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,202$26,424
Home Insurance *$179$2,148
Property Taxes $342$4,104
Electricity $281$3,374
Total$3,004$36,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,994/yr
40% on housing$90,120/yr
45% on housing$80,106/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$237This listing

vs Other Active Listings

Avg $/sqft

ZIP 21652$457
Talbot County$391

vs Homes Sold Last Month

Median $/sqft

ZIP 21652$419
Talbot County$254

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-13Price change$435,500
2025-08-27Price change$469,500
2025-05-05Listed for sale$495,000
2021-12-16Sold$280,000
2010-05-13Sold$150,000
2010-01-15Sold$202,350

For Sale by Agent

AgentJoan Wetmore
BrokerageTTR Sotheby's International Realty

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