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9180 Saint Michaels Rd, Saint Michaels, MD, 21663

5beds
5baths
4,728sqft
$1,685,000
$356price/sqft
$11,325/moest. monthly cost
$453,000/yrincome needed

About This Home

UNIQUE PROPERTY RIGHT OUTSIDE OF HISTORIC ST MICHAELS TOWN LIMITS ACROSS THE LINK AT PERRY CABIN. THIS FABULOUS HOME OFFERS SPACE FOR GATHERINGS WITH FAMILY OR FRIENDS BUT ALSO FEELS COZY FOR EMPTY NESTERS THAT LOVE TO ENTERTAIN. THERE ARE NO RESTRICTIONS THAT PROHIBIT VACATION RENTAL, THERE SHOULD BE SPACE FOR AN INGROUND POOL . ORIGINALLY BUILD IN 1973 THE CURRENT OWNER GUTTED THE HOME, ALL SYSTEMS, ELECTRICAL, WINDOWS, FLOORS ETC ARE NEW- JUST MOVE IN AND ENJOY. FROM NATURAL OAK FLOORS TO MARBLE BATHROOMS, WHITE SPACIOUS KITCHEN WITH GLEAMING GRANITE AND SOAP STONE COUNTERTOPS. EXTENSIVE OUTDOOR LIGHTENING , SPEAKERS, LIGHTENING UNDER THE EVES TURN THIS INTO A MAGICAL PLACE IN THE EVENING. GATHER BY THE HUGE FIREPIT AND ENJOY OUTDOOR LIVING , COOKING AND DINING ON THE VARIOUS PATIOS OR WRAP AROUND DECK. MAINTENANCE EASY MATERIALS HAVE BEEN USED FOR THE DECKING, SIDING AND ROOFING, ATTENTION WAS PAID TO GUTTER SYSTEMS AND GRADING. THE DRIVEWAY IS FRAMED BY BELGIAN COBBLESTONE, STONE COLUMNS GREET YOU WHEN YOU ENTER THE PROPERTY. THIS IS A RARE OPPORTUNITY FOR A TURN KEY PROPERTY IN ST MICHAELS WITHOUT THE TOWN PROPERTY TAXES AND RESTRICTIONS.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
5/10

Construction

Condition

  • Property condition: Excellent
  • Year built: 1973

Materials

  • Foundation: Crawl Space,Slab
  • Roof: Metal
  • Construction materials: Frame

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Built-In Range,Dishwasher,Dryer,Disposal,Exhaust Fan,Ice Maker,Self Cleaning Oven,Oven/Range - Electric,Refrigerator,Stainless Steel Appliance(s),Washer,Water Heater,Tankless Water Heater,Instant Hot Water
  • Laundry features: Main Level,Laundry Room

Basement

  • Features: Attached Bathroom,Bathroom - Walk-In Shower,Granite Counters,Flooring - HardWood,Flooring - Marble,Lighting - LED,Recessed Lighting,Walk-In Closet(s)
  • Level: Main

Bedroom2

  • Features: Flooring - Wood
  • Level: Upper

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 5
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Bonus Room

  • Features: Balcony Access,Flooring - Wood,Recessed Lighting,Lighting - LED
  • Level: Main

Dining Room

  • Features: Balcony Access,Dining Area,Flooring - Wood,Recessed Lighting,Lighting - LED
  • Level: Main

Family Room

  • Features: Balcony Access,Flooring - Wood,Lighting - LED,Recessed Lighting
  • Level: Main

Features

  • Bar,Bathroom - Stall Shower,Bathroom - Walk-In Shower,Breakfast Area,Butlers Pantry,Ceiling Fan(s),Combination Dining/Living,Dining Area,Entry Level Bedroom,Exposed Beams,Family Room Off Kitchen,Open Floorplan,Formal/Separate Dining Room,Kitchen Island,Recessed Lighting,Dry Wall,Wood Walls
  • Door features: French Doors,Sliding Glass
  • Window features: Screens,Sliding
  • Flooring: Carpet,Marble,Wood
  • Number of fireplaces: 3
  • Fireplace features: Mantel(s),Stone,Wood Burning,Electric,Free Standing
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 4,728

Game Room

  • Features: Flooring - Wood,Walk-In Closet(s)
  • Level: Main

Game Room

  • Features: Flooring - Wood,Lighting - LED,Recessed Lighting
  • Level: Upper

Heating & Cooling

  • Heating features: Heat Pump,Propane
  • Cooling features: Heat Pump,Electric

Interior Area

  • Total structure area: 4,728
  • Total interior livable area: 4,728 sqft

Kitchen

  • Features: Breakfast Bar,Granite Counters,Flooring - Wood,Kitchen Island,Eat-in Kitchen,Kitchen - Electric Cooking,Lighting - Ceiling,Lighting - Pendants,Recessed Lighting,Lighting - LED,Pantry
  • Level: Main

Laundry

  • Features: Balcony Access,Flooring - Wood,Lighting - LED,Recessed Lighting
  • Level: Main

Living Room

  • Features: Fireplace - Wood Burning,Flooring - Wood,Lighting - LED,Recessed Lighting
  • Level: Main

Other

  • Features: Flooring - Carpet,Attached Bathroom,Fireplace - Other,Flooring - Marble,Granite Counters,Bathroom - Tub Shower
  • Level: Upper

Other

  • Features: Flooring - Carpet,Fireplace - Other,Attached Bathroom,Bathroom - Tub Shower,Granite Counters,Flooring - Marble
  • Level: Upper

Other

  • Features: Balcony Access,Flooring - Wood,Lighting - LED,Recessed Lighting
  • Level: Upper

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 2102074621
  • Zoning: 5
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Exterior features: Barbecue,Lighting,Storage,Flood Lights,Rain Gutters
  • Has spa: Yes
  • Spa features: Bath,Hot Tub
  • Has view: Yes
  • View description: Pond,Scenic Vista,Trees/Woods
  • Has water view: Yes
  • Water view: Pond

Lot

  • Lot size: 7.35 Acres
  • Features: Backs to Trees,Front Yard,Hunting Available,Pond,Private,Rear Yard,Secluded,Wooded,Adjoins Golf Course

Parking

  • Total spaces: 12
  • Parking features: Storage,Garage Faces Front,Garage Door Opener,Circular Driveway,Crushed Stone,Gravel,Lighted,Driveway,Detached,Parking Lot
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Heat Wave
Lightning
Cold Wave
Hurricane
Strong Wind
Wildfire
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,520$102,240
Home Insurance *$551$6,612
Property Taxes $1,652$19,824
Electricity $602$7,228
Total$11,325$135,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$388,285/yr
40% on housing$339,750/yr
45% on housing$302,000/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$356This listing

vs Other Active Listings

Avg $/sqft

ZIP 21663$453
Talbot County$389

vs Homes Sold Last Month

Median $/sqft

ZIP 21663$389
Talbot County$254

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-01Listed for sale$1,685,000
2022-11-21Sold$470,000

For Sale by Agent

AgentCornelia C Heckenbach
BrokerageLong & Foster Real Estate, Inc.

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