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6394 Bozman Neavitt Rd, Neavitt, MD, 21652

2beds
2baths
1,570sqft
$515,000
$328price/sqft
$3,574/moest. monthly cost
$142,960/yrincome needed

About This Home

Just 12 miles from St Michaels, this house is in a quiet community of 60+ homes at the end of a lovely peninsula. A public landing is at the end of Bozman Neavitt Road, and a community center and park are in the heart of the village. Built by a member of the Neavitt family c.1870, this home was extensively updated yet retains its historic charm. Specific updates include: a new two-story addition with full baths on each floor, new closets/utility spaces, new windows, new HVAC, new wiring, new appliances, new cabinets, two new sheds, new water filtration, extensive landscaping and more. MOST FURNITURE CONVEYS. There are no St Michaels or waterfront taxes, a savings of thousands of dollars each year.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
5/10

Construction

Condition

  • Property condition: Excellent
  • Year built: 1890

Materials

  • Foundation: Crawl Space,Concrete Perimeter,Brick/Mortar
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2001

Other

  • Builder name: Henry Neavitt

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse/National Folk
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Cooktop,Oven/Range - Electric,Oven,Stainless Steel Appliance(s),Washer/Dryer Stacked,Water Conditioner - Owned,Water Heater,Electric Water Heater
  • Laundry features: Dryer In Unit,Main Level,Washer In Unit

Bathroom1

  • Level: Main

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Features

  • Bathroom - Stall Shower,Built-in Features,Ceiling Fan(s),Floor Plan - Traditional,Formal/Separate Dining Room,Eat-in Kitchen,Kitchen - Table Space,Pantry,Primary Bath(s),Recessed Lighting,Upgraded Countertops,Walk-In Closet(s),Other,Cathedral Ceiling(s),Dry Wall,Plaster Walls,Wood Ceilings
  • Door features: Storm Door(s)
  • Window features: Double Hung,Double Pane Windows,Replacement,Casement,Vinyl Clad,Window Treatments
  • Flooring: Wood,Tile/Brick,Carpet
  • Finished area below ground: 0
  • Finished area above ground: 1,570

Heating & Cooling

  • Heating features: Heat Pump,Zoned,Electric
  • Cooling features: Heat Pump,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,570
  • Total interior livable area: 1,570 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Office

  • Level: Main

Other

  • Level: Upper

Property

Accessibility

  • Accessibility features: 2+ Access Exits,Low Pile Carpeting

Details

  • Parcel number: 2102079763
  • Zoning: R
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Porch,Patio
  • Spa features: Bath
  • Fencing: Wood
  • Has view: Yes
  • View description: Garden,Trees/Woods,Water
  • Has water view: Yes
  • Water view: Water
  • Waterbody name: Ball Creek

Lot

  • Lot size: 0.39 Acres
  • Features: Backs to Trees,Landscaped,Level,Not In Development,Private,Year Round Access,Rural

Parking

  • Total spaces: 2
  • Parking features: Crushed Stone,Gravel,Private,Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Heat Wave
Lightning
Cold Wave
Hurricane
Strong Wind
Wildfire
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,604$31,248
Home Insurance *$212$2,544
Property Taxes $477$5,724
Electricity $281$3,374
Total$3,574$42,888
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,537/yr
40% on housing$107,220/yr
45% on housing$95,306/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$328This listing

vs Other Active Listings

Avg $/sqft

ZIP 21652$439
Talbot County$391

vs Homes Sold Last Month

Median $/sqft

ZIP 21652$419
Talbot County$254

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Price change$515,000
2026-02-21Listed for sale$545,000
2025-12-15Listing removed$550,000
2025-09-23Price change$550,000
2025-06-28Price change$569,000
2025-04-17Price change$599,000
2025-02-28Listed for sale$619,000
1999-09-22Sold$48,000

For Sale by Agent

AgentJoan Wetmore
BrokerageTTR Sotheby's International Realty

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