110 N Morris St, Oxford, MD, 21654
About This Home
Incredible opportunity to own a circa 1875 home in Oxford's Historic District that has been renovated with a separate 2 bedroom apartment with views of Town Creek. Formerly a Bed and Breakfast, it features 2 first floor bedrooms with 1 and 1/2 baths and 3 second floor bedrooms each with its own full bath. Entire exterior has been newly painted and most of the windows have been replaced. A lovely side garden with a fountain, front porch close to Town Park, and a one and one half car garage with room for a workshop compliment the home. The bright, newly renovated kitchen is the center of the house featuring an alcove with a large kitchen table. It overlooks the side garden. Owner prefers 24 hour notice if possible
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Excellent
- Year built: 1875
Materials
- Roof: Metal,Shingle
- Construction materials: Wood Siding
Notable Dates
- Major remodel year: 2020
Type & Style
- Home type: SingleFamily
- Architectural style: Victorian
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Range,Trash Compactor,Dishwasher,Disposal,Dryer,Extra Refrigerator/Freezer,Refrigerator,Stainless Steel Appliance(s),Cooktop,Water Heater
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 6
- Full bathrooms: 5
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 2
Features
- Additional Stairway,Breakfast Area,Built-in Features,Crown Molding,Entry Level Bedroom,Exposed Beams,Floor Plan - Traditional,Formal/Separate Dining Room,Kitchen - Country,Eat-in Kitchen,Kitchen Island,Kitchen - Table Space,Primary Bath(s),Upgraded Countertops,Dry Wall,Plaster Walls
- Window features: Bay/Bow,Replacement,Screens,Window Treatments
- Flooring: Ceramic Tile,Hardwood,Carpet,Wood
- Number of fireplaces: 1
- Fireplace features: Wood Burning
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 3,574
Heating & Cooling
- Heating features: Heat Pump,Electric,Baseboard,Oil
- Cooling features: Central Air,Heat Pump,Wall Unit(s),Whole House Fan,Electric
Interior Area
- Total structure area: 3,574
- Total interior livable area: 3,574 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 2103110184
- Zoning: R
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Fencing: Picket
- Has view: Yes
- View description: Garden,Water
- Has water view: Yes
- Water view: Water
- Waterbody name: Town Creek
Lot
- Lot size: 9,060 sqft
- Features: Corner Lot,Front Yard,Landscaped,Rear Yard,SideYard(s),Corner Lot/Unit,Unknown Soil Type
Parking
- Total spaces: 1
- Parking features: Storage,Garage Faces Rear,Garage Door Opener,Inside Entrance,Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Drought
- Heat Wave
- Lightning
- Strong Wind
- Winter Weather
- Cold Wave
- Hurricane
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,042 | $72,504 |
| Home Insurance * | $465 | $5,580 |
| Property Taxes | $1,160 | $13,920 |
| Electricity | $455 | $5,464 |
| Total | $8,122 | $97,464 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Price change | $1,245,000 |
| 2026-03-27 | Listed for sale | $1,295,000 |
| 2025-12-23 | Listing removed | $1,295,000 |
| 2025-09-11 | Price change | $1,295,000 |
| 2025-08-24 | Price change | $1,395,000 |
| 2025-08-07 | Listed for sale | $1,495,000 |
| 2018-04-24 | Sold | $425,000 |
| 2018-02-23 | Price change | $474,900 |
| 2018-01-05 | Listed for sale | $499,900 |
| 2017-11-02 | Sold | $479,152 |
| 2017-10-31 | Price change | $543,000 |
| 2017-10-28 | Price change | $534,000 |
| 2017-10-26 | Listed for sale | $543,000 |
| 2017-01-06 | Listing removed | $579,000 |
| 2016-09-21 | Listed for sale | $579,000 |
| 2016-04-08 | Listing removed | $595,000 |
| 2016-04-05 | Price change | $595,000 |
| 2016-02-13 | Listed for sale | $645,000 |
| 2015-12-04 | Listing removed | $595,000 |
| 2015-04-14 | Price change | $595,000 |
| 2015-01-14 | Price change | $575,000 |
| 2014-09-25 | Listed for sale | $645,000 |
| 2014-04-29 | Listing removed | $629,000 |
| 2014-02-17 | Price change | $629,000 |
| 2014-01-25 | Price change | $645,000 |
| 2014-01-19 | Listed for sale | $629,000 |
| 2004-10-25 | Sold | $645,000 |
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