4335 World Farm Rd, Oxford, MD, 21654
About This Home
Experience refined waterfront living in this stunning Lowcountry-style estate, gracefully set on an exceptional waterfront lot among mature Loblolly pines with a coveted southern exposure. Offering sweeping, unobstructed water views, and a rare sense of privacy, the property is bathed in natural light throughout the day, with breathtaking sunrises and and warm, golden reflections in the evening. This 3,800 square foot main residence is complimented by a beautifully appointed 1,200 sq. foot guest cottage, creating an ideal balance of elegance and hospitality. The guest cottage serves as a private retreat, complete with a comfortable living room, galley kitchen, three bedrooms, and a screened porch for quiet relaxation. Inside, timeless craftsmanship defines every space, from reclaimed oak flooring to granite countertops and a meticulously maintained cedar exterior. Outdoors, the lifestyle continues with resort style amenities, including a sparkling in-ground pool, hot tub, firepit and a private 120 foot pier with approximately 7 feet of depth at mean low water- offering effortless access for boating fishing, and enjoying the very best of waterfront living. A rare offering where exceptional land, elegant design, and an unparalleled coastal lifestyle come together.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Excellent
- Year built: 1996
Materials
- Foundation: Brick/Mortar,Crawl Space
- Roof: Asphalt
- Construction materials: Frame,Cedar,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Coastal
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Extra Refrigerator/Freezer,Freezer,Humidifier,Range Hood,Refrigerator,Washer,Electric Water Heater
- Laundry features: Main Level
Bedroom1
- Level: Main
- Area: 224
- Dimensions: 14 X 16
Bedroom2
- Level: Main
- Area: 224
- Dimensions: 14 X 16
Bedroom3
- Level: Upper
- Area: 400
- Dimensions: 16 X 25
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 3
- Main level bedrooms: 4
Den
- Features: Flooring - HardWood,Fireplace - Wood Burning
- Level: Main
- Area: 192
- Dimensions: 12 X 16
Dining Room
- Features: Flooring - HardWood
- Level: Main
- Area: 192
- Dimensions: 12 X 16
Features
- 2nd Kitchen,Breakfast Area,Kitchen - Country,Combination Kitchen/Dining,Combination Kitchen/Living,Kitchen Island,Kitchen - Table Space,Dining Area,Entry Level Bedroom,Upgraded Countertops,Primary Bath(s),Bar,Other,9'+ Ceilings
- Flooring: Wood
- Number of fireplaces: 2
- Fireplace features: Wood Burning
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 4,921
Foyer
- Features: Flooring - HardWood
- Level: Main
- Area: 108
- Dimensions: 12 X 9
Heating & Cooling
- Heating features: Zoned,Heat Pump,Electric
- Cooling features: Central Air,Heat Pump,Electric
Interior Area
- Total structure area: 4,921
- Total interior livable area: 4,921 sqft
Kitchen
- Features: Flooring - Tile/Brick
- Level: Main
- Area: 432
- Dimensions: 24 X 18
Living Room
- Features: Flooring - HardWood,Fireplace - Wood Burning
- Level: Main
- Area: 594
- Dimensions: 27 X 22
Other
- Level: Upper
- Area: 160
- Dimensions: 16 X 10
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 2103146553
- Zoning: W2
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Private pool: Yes
- Pool features: Concrete,Filtered,In Ground,Private
- Patio & porch: Patio
- Exterior features: Underground Lawn Sprinkler,Awning(s),Chimney Cap(s),Extensive Hardscape,Lighting,Flood Lights,Rain Gutters
- Has spa: Yes
- Spa features: Hot Tub
- Has view: Yes
- View description: Water,Scenic Vista
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Private Dock Site,Rip-Rap,Boat - Powered,Canoe/Kayak,Fishing Allowed,Sail
- Waterbody name: Island Creek
- Frontage length: Water Frontage Ft: 450
Lot
- Lot size: 2.16 Acres
- Features: Bulkheaded,Landscaped,Rip-Rapped,Wooded,Level,Rural,Secluded
Parking
- Total spaces: 2
- Parking features: Garage Faces Side,Garage Door Opener,Storage,Gravel,Crushed Stone,Attached,Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Drought
- Heat Wave
- Lightning
- Strong Wind
- Winter Weather
- Cold Wave
- Hurricane
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $22,729 | $272,748 |
| Home Insurance * | $1,749 | $20,988 |
| Property Taxes | $3,451 | $41,412 |
| Electricity | $626 | $7,523 |
| Total | $28,555 | $342,660 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-05 | Listed for sale | $4,495,000 |
| 2013-08-07 | Sold | $2,500,000 |
| 2011-02-12 | Listing removed | $2,975,000 |
| 2009-12-23 | Listed for sale | $2,975,000 |
| 2005-05-20 | Sold | $3,200,000 |
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