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21441 Dogwood Cove Rd, Tilghman, MD, 21671

3beds
3baths
2,477sqft
$1,200,000
$484price/sqft
$7,983/moest. monthly cost
$319,320/yrincome needed

About This Home

Unique Tilghman Island Property. Zoned Residential-Commercial. Situated on a 2.74 acre fenced yard. This 2450 sq ft Stone Rancher has many upgrades, new 2 car garage and 24 new commercial slips. The possibilities are endless....... Vacation Rental, 24 brand new slips, typically rent from 175.00-225.00 monthly. Develop a new fishing center, crabbing tours, sunsets cruises. Let's see what you can dream up??

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

4/10
5/10

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Permanent
  • Roof: Asphalt
  • Construction materials: Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Main Level

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Features

  • Soaking Tub,Family Room Off Kitchen,Open Floorplan,Formal/Separate Dining Room,Primary Bedroom - Bay Front,Dry Wall
  • Flooring: Luxury Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Stone
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,477

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump,Electric

Interior Area

  • Total structure area: 2,477
  • Total interior livable area: 2,477 sqft

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: 2105180864
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Enclosed,Screened,Porch,Patio
  • Fencing: Full,Vinyl
  • Has view: Yes
  • View description: Harbor,River,Water
  • Has water view: Yes
  • Water view: Harbor,River,Water
  • On waterfront: Yes
  • Waterfront features: Private Dock Site,Bayfront,Boat - Powered,Fishing Allowed,Personal Watercraft (PWC),Private Access,Bay
  • Waterbody name: Harris Creek
  • Frontage length: Water Frontage Ft: 200

Lot

  • Lot size: 2.74 Acres
  • Features: Rip-Rapped

Parking

  • Total spaces: 6
  • Parking features: Asphalt,Enclosed,Private,Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Drought
Hurricane
Heat Wave
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$483$5,796
Property Taxes $1,118$13,416
Electricity $315$3,787
Total$7,983$95,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$273,702/yr
40% on housing$239,490/yr
45% on housing$212,880/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$484This listing

vs Other Active Listings

Avg $/sqft

ZIP 21671$183
Talbot County$388

vs Homes Sold Last Month

Median $/sqft

ZIP 21671$303
Talbot County$254

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$1,200,000
2026-06-11Listed for sale$1,350,000
2018-03-08Sold$530,250
2017-05-30Listing removed$377,500
2017-04-12Price change$377,500
2017-01-23Price change$385,000
2017-01-19Listed for sale$409,900
2016-09-14Listing removed$409,900
2016-09-09Pending sale$409,900
2016-09-02Price change$409,900
2016-07-26Price change$426,000
2016-05-25Listed for sale$579,000

For Sale by Agent

AgentDawn Lednum
BrokerageChesapeake Bay Real Estate Plus, LLC

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