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12528 Seavolt Rd, Hancock, MD, 21750

4beds
1baths
996sqft
$250,000
$251price/sqft
$1,890/moest. monthly cost
$75,600/yrincome needed

About This Home

Beautiful renovation! Pictures and floor plan show the fourth bedroom as a living room. This could be an office, or seller will install a door for privacy for a private bedroom or office. You can have an open floor plan with an eat in kitchen, living room area. Quiet, country location! Relax on the large front porch after a hard day at work. Make this beautiful home yours today!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

4/10
Hancock Elementary SchoolGrades PK-54.1 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1920

Materials

  • Foundation: Crawl Space
  • Roof: Asphalt,Shingle
  • Construction materials: Frame

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Hookup

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Dirt Floor,Front Entrance,Partial,Exterior Entry

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 4

Features

  • Finished area below ground: 0
  • Finished area above ground: 996

Heating & Cooling

  • Heating features: Heat Pump,Other,Electric
  • Cooling features: Ductless,Multi Units,Wall Unit(s),Window Unit(s),Electric

Interior Area

  • Total structure area: 996
  • Total interior livable area: 996 sqft

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: 2205014581
  • Zoning: EC
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 1.61 Acres

Parking

  • Parking features: Driveway,Off Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Landslide
Lightning
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$117$1,404
Property Taxes $228$2,736
Electricity $281$3,374
Total$1,890$22,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,800/yr
40% on housing$56,700/yr
45% on housing$50,400/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$251This listing

vs Other Active Listings

Avg $/sqft

ZIP 21750$248
Washington County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 21750$195
Washington County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Listed for sale$250,000
2026-03-12Sold$62,000
2026-02-28Contingent$110,000
2025-12-19Price change$110,000
2025-12-03Listed for sale$120,000
2025-11-06Contingent$120,000
2025-10-13Listed for sale$120,000
2025-10-09Contingent$120,000
2025-09-28Price change$120,000
2025-09-24Listed for sale$135,000
2025-09-12Pending sale$135,000
2025-09-03Listed for sale$135,000

For Sale by Agent

AgentJoan Lord
BrokerageSamson Properties

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