403 Elm Crest Ave, Boonsboro, MD, 21713
About This Home
Welcome home to this beautifully maintained split-level home, where a charming brick paver sidewalk leads to an inviting brick paver front porch. From the moment you step inside, you'll appreciate the warm, welcoming feel and thoughtfully designed layout. The main level features soaring vaulted ceilings and an open-concept design, seamlessly connecting the living room, dining area, and kitchen—perfect for both everyday living and entertaining. The living space extends to a spacious screened porch, creating an ideal indoor-outdoor retreat. The upper level includes a private owner's suite with a walk-in closet and en-suite bath, along with a second bedroom and full bathroom. The lower level offers exceptional flexibility with a third bedroom that could also serve as a cozy family room, complete with a wood-burning fireplace. You'll also find a half bath, laundry area, workshop, and direct access to the beautifully landscaped backyard. Step outside and enjoy your own private oasis. The screened porch features low-maintenance composite decking, a cathedral ceiling, recessed lighting, and a ceiling fan, making it the perfect place to relax in every season. The fully fenced backyard includes a patio, storage shed, lush landscaping, and peaceful views backing to farmland. Additional updates include a 4-year-old HVAC system and a roof that's approximately 16 years old. This move-in-ready home offers the perfect blend of comfort, functionality, and serene outdoor living—just unpack and start enjoying all it has to offer!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1996
Materials
- Foundation: Permanent,Crawl Space
- Roof: Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Cooktop,Dishwasher,Microwave,Electric Water Heater
- Laundry features: Lower Level,Laundry Room
Basement
- Has basement: Yes
- Basement: Interior Entry
Bedroom2
- Features: Flooring - Carpet
- Level: Upper
Bedroom3
- Features: Flooring - Vinyl,Built-in Features,Fireplace - Wood Burning
- Level: Lower
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Features: Flooring - Vinyl,Cathedral/Vaulted Ceiling
- Level: Main
Features
- Door features: Six Panel
- Window features: Vinyl Clad,Bay/Bow
- Number of fireplaces: 1
- Fireplace features: Wood Burning
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,670
Foyer
- Features: Flooring - Vinyl
- Level: Main
Half Bath
- Features: Flooring - Vinyl
- Level: Lower
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Central Air,Ceiling Fan(s),Electric
Interior Area
- Total structure area: 1,670
- Total interior livable area: 1,670 sqft
Kitchen
- Features: Flooring - Vinyl,Cathedral/Vaulted Ceiling,Recessed Lighting
- Level: Main
Laundry
- Features: Flooring - Concrete
- Level: Lower
Living Room
- Features: Flooring - Carpet,Cathedral/Vaulted Ceiling
- Level: Main
Other
- Features: Flooring - Vinyl,Bathroom - Tub Shower
- Level: Upper
Primary Bathroom
- Features: Flooring - Vinyl,Recessed Lighting,Bathroom - Stall Shower
- Level: Upper
Primary Bedroom
- Features: Flooring - Laminated,Walk-In Closet(s)
- Level: Upper
Workshop
- Features: Flooring - Concrete
- Level: Lower
Property
Accessibility
- Accessibility features: Grip-Accessible Features
Details
- Parcel number: 2206027369
- Zoning: U
- Special condition: Standard
Features
- Levels: Multi/Split,Three
- Stories: 3
- Pool features: None
Lot
- Lot size: 0.34 Acres
Parking
- Parking features: Driveway,Off Street,On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Drought
- Hurricane
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,148 | $25,776 |
| Home Insurance * | $146 | $1,752 |
| Property Taxes | $311 | $3,732 |
| Electricity | $281 | $3,374 |
| Total | $2,886 | $34,632 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Listed for sale | $424,990 |
| 1996-04-11 | Sold | $142,660 |
| 1996-01-17 | Sold | $44,857 |
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