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3020 Chestnut Grove Rd, Keedysville, MD, 21756

2beds
1baths
1,160sqft
$379,900
$328price/sqft
$2,469/moest. monthly cost
$98,760/yrincome needed

About This Home

Nestled on just over 4 acres of serene land, this charming post-civil war home, built in 1878, has so much character! There is also a "guest house" with a living space, sleeping space and full bathroom! Step into yesteryear entering the traditional floor plan which seamlessly connects cozy living spaces. Original house plans and addition plans along with other very interesting facts about this home provides a perfect retreat-like experience. Two bedrooms plus a loft offer comfortable sleeping space. The main bathroom has a sauna closet. The expansive outdoor space invites you to explore the natural beauty surrounding the property. Parking is a breeze with a horseshoe driveway, ensuring easy access for you and your guests. Embrace the charm and tranquility of this unique residence, where every corner tells a story and every moment feels like home. Updates in the 80's and 2008-2010. This is a must see!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

8/10
Boonsboro Middle SchoolGrades 6-88.7 mi
8/10
Boonsboro High SchoolGrades 9-128.7 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1878

Materials

  • Foundation: Other
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Dryer,Microwave,Oven,Refrigerator,Washer,Washer/Dryer Stacked,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Dirt Floor

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main

Features

  • Bathroom - Tub Shower,Exposed Beams,Floor Plan - Traditional,Sauna
  • Flooring: Wood
  • Fireplace features: Wood Burning Stove
  • Finished area below ground: 0
  • Finished area above ground: 1,160

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: None

Interior Area

  • Total structure area: 1,740
  • Total interior livable area: 1,160 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Loft

  • Level: Upper

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2208002258
  • Zoning: P
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio,Porch
  • Exterior features: Lighting

Lot

  • Lot size: 4.09 Acres

Parking

  • Total spaces: 6
  • Parking features: Asphalt,Circular Driveway,Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,920$23,040
Home Insurance *$125$1,500
Property Taxes $143$1,716
Electricity $281$3,374
Total$2,469$29,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,651/yr
40% on housing$74,070/yr
45% on housing$65,840/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$328This listing

vs Other Active Listings

Avg $/sqft

ZIP 21756$254
Washington County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 21756$206
Washington County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$399,900
1984-12-04Sold$77,000

For Sale by Agent

AgentSusan Monroe
BrokerageCentury 21 Redwood Realty

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