21913 Durberry Rd, Smithsburg, MD, 21783
About This Home
To Be Built Listing By Oliver Homes, Inc. The List Price includes: lot, site cost estimate, permits, excise tax, and house plan (Fairfield) with standard features. Oliver Homes can build this plan or any of their other plans as well as customize a plan for your wants/desires. Oliver Homes can also help with financing alleviating the need for a typical construction loan. Agents please register your client by emailing listing agent.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Excellent
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Passive Radon Mitigation
- Roof: Architectural Shingle
- Construction materials: Stick Built,Stone,Vinyl Siding
Other
- Builder model: Fairfield
- Builder name: Oliver Homes, Inc.
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch/Rambler
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater
Basement
- Area: 1532
Basement
- Has basement: Yes
- Basement: Concrete,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Features
- Cathedral Ceiling(s)
- Finished area below ground: 0
- Finished area above ground: 1,518
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 3,050
- Total interior livable area: 1,518 sqft
Property
Accessibility
- Accessibility features: Accessible Doors,Accessible Hallway(s)
Details
- Parcel number: 2209013679
- Zoning: A(R)
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Pool features: None
Lot
- Lot size: 1.36 Acres
Parking
- Total spaces: 2
- Parking features: Garage Faces Front,Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Drought
- Hurricane
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,401 | $28,812 |
| Home Insurance * | $203 | $2,436 |
| Property Taxes | $404 | $4,848 |
| Electricity | $281 | $3,374 |
| Total | $3,289 | $39,468 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-11 | Price change | $475,025 |
| 2026-05-26 | Price change | $484,900 |
| 2026-04-14 | Pending sale | $74,900 |
| 2026-04-12 | Listed for sale | $74,900 |
| 2024-08-14 | Listing removed | $85,000 |
| 2023-10-28 | Listed for sale | $85,000 |
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