14516 Pen Mar High Rock Rd, Cascade, MD, 21719
About This Home
Welcome to 14516 Penmar High Rock Road in Cascade, Maryland! This beautifully updated Folk Victorian home blends historic character with modern upgrades. Recent improvements include a brand-new architectural roof, gutters, garage door, updated electrical service, and a completely refreshed kitchen featuring new cabinetry and countertops. The inviting wraparound porch and timeless architecture create exceptional curb appeal, while the interior offers the comfort and conveniences today's buyers are looking for. Perfectly situated in the heart of the Catoctin Mountains, and moments to historic Fort Ritchie, you'll enjoy easy access to hiking, parks, scenic overlooks, Pen Mar Park, High Rock, Cunningham Falls State Park, and Antietam National Battlefield. Whether you're looking for outdoor adventure or peaceful mountain living, this location offers the best of both worlds. Showings begin July 7th, don't miss your opportunity to own this charming piece of Cascade history.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1918
Materials
- Foundation: Block,Stone
- Roof: Architectural Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Farmhouse/National Folk,Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater
Basement
- Area: 0
Basement
- Has basement: Yes
- Basement: Partial
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
Features
- Dry Wall
- Finished area below ground: 0
- Finished area above ground: 1,482
Heating & Cooling
- Heating features: Baseboard,Oil
- Cooling features: None,Electric
Interior Area
- Total structure area: 1,482
- Total interior livable area: 1,482 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 2214000208
- Zoning: RV
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
Lot
- Lot size: 4,525 sqft
Parking
- Total spaces: 1
- Parking features: Garage Faces Front,Attached,Driveway
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Drought
- Hurricane
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,795 | $21,540 |
| Home Insurance * | $176 | $2,112 |
| Property Taxes | $271 | $3,252 |
| Electricity | $281 | $3,374 |
| Total | $2,523 | $30,276 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-06 | Price change | $335,000 |
| 2026-07-07 | Listed for sale | $355,000 |
| 2026-05-05 | Sold | $169,000 |
View on Zillow