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21410 Swope Rd, Boonsboro, MD, 21713

1beds
0baths
648sqft
$159,900
$247price/sqft
$1,299/moest. monthly cost
$51,960/yrincome needed

About This Home

Build your dream home in a peaceful, wooded setting in Boonsboro. This unique offering includes three parcels totaling 2.75 acres, providing the perfect blend of privacy, nature, and potential. A gentle stream runs through the property, creating a serene backdrop surrounded by mature trees—ideal for those seeking a quiet retreat away from the hustle and bustle. The property has recently received an approved perc test for a septic system supporting a 2-bedroom home, giving you a strong starting point to bring your vision to life. Bring your builder to plan and design your ideal homesite. Parcel 1 includes an existing cabin with electric baseboard heat. While the cabin does not currently have a well or septic system, it offers potential for future use or renovation. Conveniently located within the Boonsboro school district and just minutes from I-70, this property combines tranquil living with accessibility. Don’t miss this opportunity to create your own private getaway—schedule a visit today!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
8/10
Boonsboro Middle SchoolGrades 6-82.7 mi
8/10
Boonsboro High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1875

Materials

  • Foundation: Stone
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin/Lodge
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Dirt Floor

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 648

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 648
  • Total interior livable area: 648 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2216001937
  • Zoning: U
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 2.75 Acres

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Hurricane
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $808$9,696
Home Insurance *$55$660
Property Taxes $155$1,860
Electricity $281$3,374
Total$1,299$15,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,537/yr
40% on housing$38,970/yr
45% on housing$34,640/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$247This listing

vs Other Active Listings

Avg $/sqft

ZIP 21713$157
Washington County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 21713$232
Washington County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$159,900
2025-04-29Sold$600
2025-03-13Contingent$149,900
2025-02-24Listed for sale$149,900
2025-02-20Pending sale$149,900
2025-02-17Listed for sale$149,900

For Sale by Agent

AgentRobert Pongratz
BrokerageLong & Foster Real Estate, Inc.

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