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9808 Pembroke Dr, Hagerstown, MD, 21740

4beds
5baths
5,308sqft
$974,500
$184price/sqft
$6,771/moest. monthly cost
$270,840/yrincome needed

About This Home

Nestled in the prestigious Pemberton community, this exquisite Colonial-style residence offers a harmonious blend of luxury, comfort, and exceptional value. A rare opportunity awaits qualified buyers with an assumable mortgage at an attractive 3.25% interest rate through Rocket Mortgage (subject to lender approval-inquire for additional details). Spanning over 5,300 square feet, this meticulously maintained home features four spacious bedrooms, four and a half elegantly appointed bathrooms, and over $130,000 in recent upgrades, allowing its next owners to enjoy peace of mind for years to come. At the heart of the home is a gourmet kitchen designed for both entertaining and everyday living, featuring upgraded countertops, a large center island, stainless steel appliances, new double wall convection ovens with an integrated air fryer in the upper oven, a new refrigerator with a lower-drawer ice maker and AutoFill water pitcher, and a new dishwasher. The open floor plan flows seamlessly into the family room, creating an inviting gathering space enhanced by a cozy gas fireplace. Wainscoting, crown molding, chair rail, updated paint throughout, warm hardwood flooring, and plush carpeting add timeless elegance throughout the home. The light-filled solarium offers spectacular sweeping views of South Mountain, providing the perfect space to enjoy morning coffee, unwind with a good book, or simply take in the changing seasons from the comfort of home. The luxurious primary suite serves as a private retreat with a sitting room, spacious walk-in closets, and a spa-inspired bath featuring a soaking tub and a newly installed frameless glass shower. Each additional bedroom is thoughtfully designed to provide comfort and privacy. The partially finished walkout basement expands the home's versatility with a spacious recreation room, a dedicated gym, and a second private office featuring heated engineered hardwood flooring—ideal for remote work or creative pursuits. Extensive recent improvements include a new architectural roof and shutters (October 2024), replacement of all three heat pumps and the attic air handler, vinyl replacement of the exterior wood siding and trim surrounding the sunroom, repointed and sealed slate patio, repointed brick walkways and front porch, upgraded exterior lighting, and fresh interior paint throughout. Modern conveniences abound with buried fiber optic internet, integrated audio throughout the living room, dining room, and sunroom, smart home wall switches in the kitchen, lower level, and garage that are ready to integrate with Alexa or other smart home platforms, and a Wi-Fi-enabled smart garage door opener. Situated on a beautifully landscaped 1.24-acre lot, the outdoor living spaces are equally impressive with extensive hardscaping and a welcoming patio perfect for entertaining or relaxing in a peaceful natural setting. The side-entry three-car garage provides abundant storage and convenience. This exceptional residence combines timeless craftsmanship with meaningful modern updates, offering luxury, functionality, and an outstanding opportunity in one of the area's most desirable communities. Every detail has been thoughtfully maintained and upgraded, creating a home that is truly move-in ready.

Getting Around

7
WalkingCar-Dependent
0
TransitNo Nearby Transit
12
BikeSomewhat Bikeable

Schools

4/10
8/10
Boonsboro Middle SchoolGrades 6-84.8 mi
8/10
Boonsboro High SchoolGrades 9-124.7 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 2004

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Cooktop,Dishwasher,Dryer,Washer,Exhaust Fan,Freezer,Double Oven,Oven,Refrigerator,Stainless Steel Appliance(s),Water Heater,Ice Maker,Water Treat System
  • Laundry features: Main Level,Washer In Unit,Dryer In Unit,Hookup

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Full,Exterior Entry,Partially Finished,Walk-Out Access,Heated,Interior Entry

Bathroom2

  • Level: Upper

Bathroom3

  • Level: Upper

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Exercise Room

  • Level: Lower

Family Room

  • Level: Main

Features

  • Kitchen - Gourmet,Kitchen Island,Dining Area,Breakfast Area,Upgraded Countertops,Crown Molding,Primary Bath(s),Double/Dual Staircase,Soaking Tub,Bathroom - Stall Shower,Bathroom - Tub Shower,Ceiling Fan(s),Chair Railings,Combination Kitchen/Dining,Combination Kitchen/Living,Family Room Off Kitchen,Open Floorplan,Formal/Separate Dining Room,Pantry,Recessed Lighting,Wainscotting,Walk-In Closet(s)
  • Flooring: Wood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas/Propane,Mantel(s)
  • Fireplace: Yes
  • Finished area below ground: 1,160
  • Finished area above ground: 4,148

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Zoned,Heat Pump,Programmable Thermostat,Electric,Propane
  • Cooling features: Central Air,Ceiling Fan(s),Heat Pump,Programmable Thermostat,Zoned,Electric

Interior Area

  • Total structure area: 6,428
  • Total interior livable area: 5,308 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Office

  • Level: Main

Office

  • Level: Lower

Other

  • Level: Lower

Other

  • Level: Main

Other

  • Level: Main

Primary Bathroom

  • Level: Upper

Primary Bedroom

  • Level: Upper

Recreation Room

  • Level: Lower

Sitting Room

  • Level: Upper

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2216021946
  • Zoning: A(R)
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Patio,Porch,Brick
  • Exterior features: Extensive Hardscape,Lighting,Sidewalks
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 1.24 Acres
  • Features: Landscaped

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener,Garage Faces Side,Inside Entrance,Asphalt,Driveway,Off Street,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Hurricane
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,927$59,124
Home Insurance *$371$4,452
Property Taxes $797$9,564
Electricity $676$8,115
Total$6,771$81,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$232,148/yr
40% on housing$203,130/yr
45% on housing$180,560/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 21740$128
Washington County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 21740$180
Washington County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Listed for sale$974,500
2016-06-28Sold$602,500
2016-04-21Pending sale$624,500
2016-04-07Listed for sale$624,500
2004-03-16Sold$140,000
2003-10-14Sold$102,500
2002-04-17Sold$115,000

For Sale by Agent

AgentLisa Parsons
BrokerageRE/MAX Results

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